Lawrence County property record for 106 Lambs Ferry Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1920 |
| Lot Size | 7.68 acres (334,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $627 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050133 01910 |
| Primary APN | 050133 01910 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 334,541 sqft (7.68 acres) |
| Terrain | Rolling |
| Deck Area | 100 sqft |
|---|---|
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 106 LAMBS FERRY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 960800 |
106 Lambs Ferry Rd is owned and occupied by two individuals who acquired it in October 2024.
Source: Lawrence County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 LAMBS FERRY RD, LORETTO, TN 38469-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage LADERA LENDING INC |
| Mar 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2024 |
| Deed Sale | Oct 16, 2024 |
| Prior Sale | Oct 27, 2015 · Amount on File |
| Deed Document Number | 20245554 |
| Deed Book / Page | 76 / 147 |
| Prior Transfer Date | Sep 25, 2024 |
| Prior Transfer Doc | 0000761147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Oct 16, 2024 |
| Property Address | 106 LAMBS FERRY RD, LORETTO, TN 38469-2815 |
| Document Number | 0000761147 |
| Book / Page | 761 / 147 |
| Instrument Date | Sep 25, 2024 |
| Instrument | 24005554 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 LAMBS FERRY RD, LORETTO, TN 38469-2815 |
| Document Number | 0024005555 |
|---|---|
| Date | Oct 16, 2024 |
| Instrument | 24005555 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 106 LAMBS FERRY RD, LORETTO, TN 38469-2815 |
| Document Number | 53195 |
| Instrument Date | Mar 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 LAMBS FERRY RD LORETTO TN 384692815, LORETTO, TN 38469-2815 |
| Document Number | 53195 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 000531/000095 |
| Instrument | 1776 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Funding / Finance Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2048 |
The 2025 property tax bill for 106 Lambs Ferry Rd was $627.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $627.00 | $31,175 Land $11,475 Building $19,700 | |
| 2023 | $627.00 | $31,175 (-) Land $11,475 Building $19,700 | |
| 2022 | $627.00 | $31,175 Land $11,475 Building $19,700 | $124,700 Land $45,900 Building $78,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Lambs Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Lambs Ferry Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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