Franklin County property record for 90 Lake Ln, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,228 sqft · built 1978 |
| Lot Size | 0.816 acres (35,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Jun 2018) |
| Tax Bill | $2,378 (2022) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026065C C 03000 |
| Primary APN | 026065C C 03000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,228 sqft Living Area |
| 1st Floor Area | 1,917 sqft |
| Basement Area | 686 sqft |
| Finished Basement | 686 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,560 sqft (0.816 acres) |
| Lot Dimensions | 254 ft deep x 140 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,548 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 364 sqft |
| Deck Area | 210 sqft |
| Patio Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 90 LAKE LN |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-4562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: L44 |
| Legal Subdivision | SHELLEY HEIGHTS |
| Legal Lot Number | 3C |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960401 |
90 Lake Ln is owned and occupied by two individuals who bought it in June 2018.
Source: Franklin County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 LAKE LN, WINCHESTER, TN 37398-4562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 25, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on File |
| Deed Sale | Jun 25, 2018 · Amount on File |
| Prior Sale | Jul 12, 2012 · Amount on File |
| Deed Document Number | 0000429128 |
| Deed Book / Page | 429 / 128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 90 LAKE LN, WINCHESTER, TN 37398-4562 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022004012 |
|---|---|
| Date | May 13, 2022 |
| Book Page | T1446/572 |
| Instrument | 22004012 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 90 LAKE LN, WINCHESTER, TN 37398-4562 |
| Document Number | 0000007764 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 LAKE LN WINCHESTER TN 373984562, WINCHESTER, TN 37398-4562 |
| Document Number | 0000007764 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 001310/000547 |
| Instrument | 7764 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jun 25, 2018 |
| Property Address | 90 LAKE LN, WINCHESTER, TN 37398-4562 |
| Document Number | 0000003905 |
| Book / Page | 000429 / 000128 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 3905 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | ACCESS TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $621.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 LAKE LN WINCHESTER TN 373984562, WINCHESTER, TN 37398-4562 |
| Document Number | 3906 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 001256/000376 |
| Instrument | 3906 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,950 Land $15,000 Building $81,950 | ||
| 2023 | $94,350 Land $15,000 Building $79,350 | ||
| 2022 | $2,378.00 | $387,800 Land $60,000 Building $327,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Lake Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 90 Lake Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | DECHERD WATER DEPT |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures