Franklin County property record for 156 Lake Ln, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,307 sqft · built 1994 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $699,500 (Jul 2022) |
| Tax Bill | $4,702 (2022) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026065C C 03300 |
| Primary APN | 026065C C 03300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,307 sqft Living Area |
| 1st Floor Area | 2,307 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,250 sqft |
| Lot Dimensions | 290 ft deep x 25 ft wide |
| Garage Type | Finished |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Deck Area | 264 sqft |
| Patio Area | 592 sqft |
| Boat Access | Boat Access |
| Boat House | 264 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 156 LAKE LN |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-4562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: L44 |
| Legal Subdivision | SHELLEY HEIGHTS |
| Legal Lot Number | 2A |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960401 |
156 Lake Ln is owned by an individual who bought it in July 2022.
Source: Franklin County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 58, WINCHESTER, TN 37398-0058 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK |
| Jul 25, 2022 | Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC |
| Jun 18, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on File |
| Deed Sale | Jul 25, 2022 · Amount on File |
| Prior Sale | Aug 24, 2000 · Amount on File |
| Deed Document Number | 0000468614 |
| Deed Book / Page | 468 / 614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 156 LAKE LN, WINCHESTER, TN 37398-4562 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 156 LAKE LN, WINCHESTER, TN 37398-4562 |
| Document Number | 0023002751 |
|---|---|
| Date | May 4, 2023 |
| Book Page | T1485/676 |
| Instrument | 23002751 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DECHERD, TN 37324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 26, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jul 25, 2022 |
| Property Address | 156 LAKE LN, WINCHESTER, TN 37398-4562 |
| Document Number | 0022006003 |
| Book / Page | D468 / 614 |
| Map Reference | MB 1 PG 66 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 22006003 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,588.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 58, WINCHESTER, TN 37398-0058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 156 LAKE LN, WINCHESTER, TN 37398-4562 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 156 LAKE LN, WINCHESTER, TN 37398-4562 |
| Document Number | 0021005396 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | T1393/684 |
| Instrument | 21005396 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 2, 2051 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186,650 Land $100,000 Building $86,650 | ||
| 2023 | $186,500 Land $100,000 Building $86,500 | ||
| 2022 | $4,702.00 | $746,600 Land $400,000 Building $346,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 156 Lake Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 156 Lake Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | DECHERD WATER DEPT |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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