90 Kirby Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 90 Kirby Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,962 sqft · built 1955
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Last Sale	$1,475,000 (Jan 2003)
Tax Bill	$34,648 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`551400 146-12-2-5`

Property Details

APN / Parcel Number

Primary APN	`551400 146-12-2-5`
Alternative APN	`140014601200020050000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Contemporary
Exterior Material	Brick
Lot Area	88,427 sqft (2.03 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	90 KIRBY LN
City	RYE
State	NY
Zip	10580-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1001
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	90 KIRBY LN, RYE, NY 10580-4308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENWAY MORTGAGE FUNDING CORP
Apr 4, 2017	Loan Modification, Mortgage GREENWAY MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2003 · Amount on File
Deed Sale	Jan 29, 2003 · Amount on File
Deed Document Number	2003430170924
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	90 KIRBY LN, RYE, NY 10580-4308
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0571183083
Date	Jun 22, 2017
Instrument	571183083

Lender

Name	GREENWAY MORTGAGE FUNDING CORP
Type	Mortgage Company
Address	MIDDLETOWN, NJ 07748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2047

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	90 KIRBY LN, RYE, NY 10580-4308
Document Number	0571183105
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	MAC ABSTRACT, MAC ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 KIRBY LN RYE NY 105804308, RYE, NY 10580-4308

Mortgage

Document Number	0571183105
Date	Jun 22, 2017
Book Page	057118/003105

Lender

Name	GREENWAY MTG FNDG
Type	Mortgage Company
Address	107 TINDALL RD, MIDDLETOWN, NJ 07748-2321

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$34,648.00 (-77.06%)
2025	$151,035.00	$26,400 (-) Land $18,500 Building $7,900	$2,237,289 (+6.78%) Land $1,567,797 Building $669,492
2024		$26,400 (-) Land $18,500 Building $7,900	$2,095,238 (+2.38%) Land $1,468,254 Building $626,984
2023		$26,400 Land $18,500 Building $7,900	$2,046,512 Land $1,434,109 Building $612,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	88 (1978–2023)
Claims Outside the SFHA	44 of 88
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Sandy, Oct 2012 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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