134 Kirby Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 134 Kirby Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 6,550 sqft · built 1988
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Nov 2001)
Tax Bill	$106,146 (2026)
Deeds & Mortgages	Oct 2020 Refinance Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-12-2-8-2`

Property Details

APN / Parcel Number

Primary APN	`551400 146-12-2-8-2`
Alternative APN	`140014601200020080020000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	6,550 sqft Living Area
1st Floor Area	3,243 sqft
2nd Floor Area	3,307 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Lot Area	77,972 sqft (1.79 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	134 KIRBY LN
City	RYE
State	NY
Zip	10580-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	8.002
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1001
Census Tract	7600

Owner

134 Kirby Ln is owned and occupied by two individuals who bought it in November 2001.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	134 KIRBY LN, RYE, NY 10580-4320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 25, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2001 · Amount on File
Deed Sale	Nov 7, 2001 · Amount on File
Deed Document Number	2001412970316
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	134 KIRBY LN, RYE, NY 10580-4320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602883228
Date	Oct 15, 2020
Instrument	602883228

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Margin	2
Max Rate	7.37%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	134 KIRBY LN, RYE, NY 10580-4320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591003193
Date	Apr 11, 2019
Instrument	591003193

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 25, 2029

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	134 KIRBY LN, RYE, NY 10580-4320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602883227
Date	Oct 15, 2020
Instrument	602883227

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Margin	2
Max Rate	7.37%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	134 KIRBY LN, RYE, NY 10580-4320
Document Number	0591003380
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	WORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 KIRBY LN RYE NY 105804320, RYE, NY 10580-4320

Mortgage

Document Number	0591003380
Date	Apr 11, 2019
Book Page	059100/003380

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 134 Kirby Ln was $106,146, up 45.7% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$106,146.00 (+45.72%)
2025	$72,841.00	$82,800 (-) Land $19,500 Building $63,300	$7,016,949 (+6.78%) Land $1,652,542 Building $5,364,407
2024		$82,800 (-) Land $19,500 Building $63,300	$6,571,429 (+2.38%) Land $1,547,619 Building $5,023,810
2023		$82,800 Land $19,500 Building $63,300	$6,418,605 Land $1,511,628 Building $4,906,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Kirby Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	88 (1978–2023)
Claims Outside the SFHA	44 of 88
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Sandy, Oct 2012 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Kirby Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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