1. Home
  2. Massachusetts
  3. Essex County
  4. Saugus
  5. Howard St

90 Howard St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 90 Howard St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,625 sqft · built 1941
Lot Size0.195 acres (8,485 sqft)
Owner2 Individual Names on Record
Last Sale$417,000 (Aug 2018)
Tax Bill$5,944 (2026)
Deeds & MortgagesMar 2020 Mortgage
Nov 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNSAUG M:010-B B:0002 L:0021

Property Details

APN / Parcel Number

Primary APNSAUG M:010-B B:0002 L:0021
Alternative APNs
  • M:010=B B:0002 L:0021
  • 6361005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,625 sqft Living Area
Gross Area2,642 sqft
1st Floor Area1,063 sqft
Basement Area739 sqft
Unfinished Basement739 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,485 sqft (0.195 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number6361005
Street Address90 HOWARD ST
CitySAUGUS
StateMA
Zip01906-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block2
Legal Lot Number21
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1013
Census Tract208402

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address90 HOWARD ST, SAUGUS, MA 01906-4013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Quit Claim Deed, Transfer · FHA Mortgage
MSA LENDING LLC
Nov 21, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 20, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 29, 2018Quit Claim Deed, Transfer · FHA Mortgage
MSA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2018 · Amount on Record
Deed SaleAug 29, 2018 · Amount on Record
Prior SaleMar 22, 2002 · Amount on Record
Deed Book / Page36972 / 555
Last Transfer DateMar 25, 2020
Transfer Doc38378-391
Record UpdatedOct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateMar 31, 2020
Property Address90 HOWARD ST, SAUGUS, MA 01906-4013
Document Number38378-391
Book / Page38378 / 391
Instrument DateMar 25, 2020
Instrument20200331000420
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 HOWARD ST, SAUGUS, MA 01906-4013

Mortgage

Document Number38378-393
DateMar 31, 2020
Book Page38378/393
Instrument20200331000430
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateNov 21, 2019
Property Address90 HOWARD ST, SAUGUS, MA 01906-4013
Document Number38048-517
Book / Page038048 / 000517
Instrument DateNov 20, 2019
Instrument1121003240
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 HOWARD ST SAUGUS MA 019064013, SAUGUS, MA 01906-4013

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateNov 20, 2018
Property Address90 HOWARD ST, SAUGUS, MA 01906-4013
Document Number37167-152
Book / Page037167 / 000152
Instrument DateOct 23, 2018
Instrument1811202920
Transaction TypeTransfer
Record UpdatedDec 12, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 HOWARD ST SAUGUS MA 019064013, SAUGUS, MA 01906-4013

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateAug 29, 2018
Property Address90 HOWARD ST, SAUGUS, MA 01906-4013
Document Number36972-555
Book / Page36972 / 555
Instrument180829003200
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.89
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number369720557
DateAug 29, 2018
Instrument36972/0557
Lender
NameMSA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,944.00 (+3.63%)$570,400 (+6.2%) Land $323,000 Building $246,000$663,527 (+16.76%)
2025$5,736.00 (+6.34%)$537,100 (+6.04%) Land $292,000 Building $245,100$568,290
2024$5,394.00 (+1.09%)$506,500 (+6.88%) Land $265,500 Building $241,000
2023$5,336.00$473,900 Land $238,900 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Howard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures