Walton County property record for 90 Hibiscus Ln, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,690 sqft · built 1997 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Mar 2018) |
| Tax Bill | $1,608 (2024) |
| Deeds & Mortgages | Aug 2024 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-2S-21-42407-000-0080 |
| Primary APN | 28-2S-21-42407-000-0080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,074 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 10.1 ft deep x 5.1 ft wide |
| Garage Type | Finished |
| Garage Area | 252 sqft |
| Porch | Porch |
| Porch Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 90 HIBISCUS LN |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 THE GARDEN HOMES AT BAYSIDE PB 12-22 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | GARDEN HOMES AT BAYSIDE |
| Legal Lot Number | 8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950608 |
90 Hibiscus Ln is owned and occupied by two individuals who bought it in March 2018.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2024 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 22, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on File |
| Deed Sale | Mar 12, 2018 · Amount on File |
| Prior Sale | Aug 28, 2015 · Amount on File |
| Deed Document Number | 2018000007888 |
| Deed Book / Page | 3067 / 3510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 90 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 90 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7502 |
| Document Number | 0033343853 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 3334/3853 |
| Instrument | 20240030728 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 90 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 90 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7502 |
| Document Number | 0031784965 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3178/4965 |
| Instrument | 20210002374 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 90 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 90 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7502 |
| Document Number | 0032733450 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 3273/3450 |
| Instrument | 20220050796 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Dec 1, 2048 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $329,981 Land $85,000 Building $244,981 | $329,981 Land $85,000 Building $244,981 | |
| 2024 | $1,608.00 (+4.35%) | ||
| 2023 | $1,541.00 (+1.72%) Homeowner's exemption | $319,900 (+8.07%) Land $53,735 Building $266,165 | $319,900 (+8.07%) Land $53,735 Building $266,165 |
| 2022 | $1,515.00 Homeowner's exemption | $296,002 Land $59,646 Building $236,356 | $296,002 Land $59,646 Building $236,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Hibiscus Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 Hibiscus Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.
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