59 Hibiscus Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 59 Hibiscus Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,284 sqft · built 2001
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Trust Names on Record
Last Sale	$305,500 (Oct 2021)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`28-2S-21-42407-000-0180`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42407-000-0180`
Alternative APNs	`28-221-42407-000-0180` `1060631`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,284 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	81 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	252 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	59 HIBISCUS LN
City	MIRAMAR BEACH
State	FL
Zip	32550-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 18 THE GARDEN HOMES AT BAYSIDE PB 12-22 OR 1919-290 OR 2180-271 OR 2359-612 OR 2961-1148 OR 3087-770 OR 3220-2336 OR 3222-4117
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	BAYSIDE
Legal Block	1
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1017
Census Tract	950608

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7025 GREEN TEE CT, C, SAINT LOUIS, MO 63129-5259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Oct 28, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Oct 2, 2014 · Amount on Record
Deed Document Number	202153876
Deed Book / Page	3222 / 4117
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	0030870770
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	59 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7501
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7501
Investor	Possibly a Property Investor

Mortgage

Document Number	0031803885
Date	Jan 29, 2021
Book Page	3180/3885
Instrument	20210004414

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 28, 2021
Property Address	59 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7501
Document Number	0032224117
Book / Page	3222 / 4117
Map Reference	MB 12 PG 22-22A
Instrument Date	Oct 25, 2021
Instrument	20210053876
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 WOODLAWN AVE APT 15, 15, HOT SPRINGS, AR 71913-5051

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7025 GREEN TEE CT APT C, C, SAINT LOUIS, MO 63129-5259

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00 (+2.05%) Homeowner's exemption	$325,190 (+1.74%) Land $85,000 Building $240,190	$325,190 (+1.74%) Land $85,000 Building $240,190
2024	$2,537.00 (+3.98%)
2023	$2,440.00 (+1.37%) Homeowner's exemption	$319,623 (+7.27%) Land $53,735 Building $265,888	$319,623 (+7.27%) Land $53,735 Building $265,888
2022	$2,407.00 Homeowner's exemption	$297,959 Land $59,646 Building $238,313	$297,959 Land $59,646 Building $238,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

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