90 Half Mile Ln, Troy, MO 63379 Property Records

Lincoln County property record for 90 Half Mile Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,182 sqft · built 2001
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,500 (Nov 2021)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-03-000-000-013.001`

Property Details

APN / Parcel Number

Primary APN	`14-20-03-000-000-013.001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
Attic	Attic
Attic Area	774 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	90 HALF MILE LN
City	TROY
State	MO
Zip	63379-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC IN THE N PT OF THE SWNE OF SEC 3, SURVEY D1/4
Legal Range	01E
Legal Township	49N
Legal Section	03
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	1
Census Block	1009
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 HALF MILE LN, TROY, MO 63379-5609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	202114641
Deed Book / Page	2472 / 59
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 8, 2021
Property Address	90 HALF MILE LN, TROY, MO 63379-5609
Document Number	0002472/59
Book / Page	2472 / 59
Instrument Date	Nov 5, 2021
Instrument	2021014641
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 COLE BLVD, 154, SAINT CHARLES, MO 63301-0475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 HALF MILE LN, TROY, MO 63379-5609

Mortgage

Document Number	2021014642
Date	Nov 8, 2021
Instrument	2021014642

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	90 HALF MILE LN, TROY, MO 63379-5609
Transaction Type	Mortgage
Record Updated	Mar 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2443/399
Date	Feb 12, 2020
Book Page	2443/399
Instrument	2020001396

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,827 (-) Land $3,705 Building $43,122
2025	$2,848.00 (+6.51%)	$46,827 (+7.93%) Land $3,705 Building $43,122	$246,460 (+7.94%) Land $19,500 Building $226,960
2023	$2,674.00 (+4.74%)	$43,385 Land $3,439 Building $39,946	$228,340 Land $18,100 Building $210,240
2022	$2,553.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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