31 Half Mile Ln, Troy, MO 63379 Property Records

Lincoln County property record for 31 Half Mile Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,016 sqft · built 2017
Lot Size	4.58 acres (199,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,800 (Dec 2020)
Tax Bill	$3,694 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-03-000-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`14-20-03-000-000-009.000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Basement Area	2,016 sqft
Unfinished Basement	2,016 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	199,505 sqft (4.58 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	31 HALF MILE LN
City	TROY
State	MO
Zip	63379-5608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.58 AC- PT N1/2 SEC 3, SURVEY 3/371
Legal Range	01E
Legal Township	49N
Legal Section	03
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	1
Census Block	1008
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 HALF MILE LN, TROY, MO 63379-5608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC
May 9, 2017	Deed of Trust, Mortgage · Construction Mortgage SILEX BANKING CO
Dec 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Mar 4, 2013
Deed Document Number	202014244
Deed Book / Page	2456 / 161
Prior Transfer Date	Nov 25, 2020
Prior Transfer Doc	002456/161
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 HALF MILE LN, TROY, MO 63379-5608
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02418/0855
Date	Jan 8, 2018
Book Page	2418/0855
Instrument	2018000199

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 HALF MILE LN, TROY, MO 63379-5608
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02410/0605
Date	May 9, 2017
Book Page	2410/0605
Instrument	2017004043

Lender

Name	SILEX BANKING CO
Type	Bank
Address	SILEX, MO 63377

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Mar 20, 2018

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 2, 2020
Property Address	31 HALF MILE LN, TROY, MO 63379-5608
Document Number	002456/161
Book / Page	2456 / 161
Instrument Date	Nov 25, 2020
Instrument	2020014244
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HALF MILE LN, TROY, MO 63379-5608

Mortgage

Document Number	2020014245
Date	Dec 2, 2020
Instrument	2020014245

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,688 (-) Land $4,418 Building $57,270
2025	$3,694.00 (+4.03%)	$61,688 (+4.5%) Land $4,418 Building $57,270	$324,670 (+4.5%) Land $23,250 Building $301,420
2023	$3,551.00 (+4.97%)	$59,033 Land $6,270 Building $52,763	$310,700 Land $33,000 Building $277,700
2022	$3,383.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	10 / 1

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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