90 Grove Ave, Derby, CT 06418 Property Records

Derby City property record for 90 Grove Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,253 sqft · built 1921
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2024)
Tax Bill	$6,862 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:11 B:4 L:79`

Property Details

APN / Parcel Number

Primary APN	`DERB M:11 B:4 L:79`
Alternative APNs	`001676` `7240` `1676`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,253 sqft Living Area
1st Floor Area	1,253 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1676
Street Address	90 GROVE AVE
City	DERBY
State	CT
Zip	06418-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	4
Legal Lot Number	79
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3023
Census Tract	120200

Owner

90 Grove Ave is owned and occupied by an individual who bought it in September 2024.

Source: Derby City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	90 GROVE AVE, DERBY, CT 06418-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 6, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2024 · Amount on File
Deed Sale	Sep 3, 2024 · Amount on File
Prior Sale	Jun 6, 2022 · Amount on File
Deed Document Number	2024977
Deed Book / Page	931 / 58
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Sep 3, 2024
Property Address	90 GROVE AVE, DERBY, CT 06418-1617
Document Number	0000931-58
Book / Page	931 / 58
Instrument Date	Aug 30, 2024
Instrument	977
Transaction Type	Transfer
Record Updated	Sep 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 QUARRY ST, BRIDGEPORT, CT 06606-4335

Mortgage

Document Number	0000000978
Date	Sep 3, 2024
Instrument	978

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DERBY CT
Recording Date	Jun 6, 2022
Property Address	90 GROVE AVE, DERBY, CT 06418-1617
Document Number	000884-336
Book / Page	884 / 336
Instrument Date	Jun 1, 2022
Instrument	1002
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 GROVE AVE, DERBY, CT 06418-1617

Mortgage

Document Number	0000001003
Date	Jun 6, 2022
Instrument	1003

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Jul 1, 2037
Max Rate At Change	2%
Index	Other
Margin	2

Tax Assessment & Valuation

The 2026 property tax bill for 90 Grove Ave was $6,862, up 48.7% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,862.00 (+48.69%)	$178,500 (+67.1%) Land $42,210 Building $136,290	$349,740 (+367.73%)
2025	$4,615.00	$106,820 Land $36,420 Building $70,400	$74,774 Land $25,494 Building $49,280
2024	$4,615.00 (+11.93%)
2023	$4,123.00	$106,820 (-) Land $36,470 Building $70,350
2022	$4,123.00	$106,820 Land $36,470 Building $70,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 90 Grove Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Grove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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