86 Grove Ave, Derby, CT 06418 Property Records

Derby City property record for 86 Grove Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,165 sqft · built 1954
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$5,274 (2024)
Deeds & Mortgages	Sep 2022 Refinance May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:10 B:3 L:36`

Property Details

APN / Parcel Number

Primary APN	`DERB M:10 B:3 L:36`
Alternative APNs	`000871` `6782` `871`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	871
Street Address	86 GROVE AVE
City	DERBY
State	CT
Zip	06418-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	3
Legal Lot Number	36
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3023
Census Tract	120200

Owner

86 Grove Ave is owned and occupied by an individual.

Source: Derby City records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	86 GROVE AVE, DERBY, CT 06418-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SOUND FEDERAL CREDIT UNION
May 17, 2017	Deed of Trust, Mortgage MERRITT FCU
Nov 15, 2018	Deed of Trust, Mortgage MERRITT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	86 GROVE AVE, DERBY, CT 06418-1617
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000891-51
Date	Sep 1, 2022
Book Page	891/51
Instrument	1472

Lender

Name	SOUND FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	86 GROVE AVE, DERBY, CT 06418-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	756-96
Date	May 17, 2017
Book Page	756/96

Lender

Name	MERRITT FCU

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 1, 2027

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	86 GROVE AVE, DERBY, CT 06418-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	787-192
Date	Nov 15, 2018
Book Page	787/192

Lender

Name	MERRITT FCU

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,080 Land $35,280 Building $86,800	$174,400 Land $50,400 Building $124,000
2024	$5,274.00 (+11.93%)
2023	$4,712.00	$122,080 (-) Land $35,210 Building $86,870
2022	$4,712.00	$122,080 Land $35,210 Building $86,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Grove Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Grove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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