McCreary County property record for 90 Gloria Dr, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,350 sqft · built 1976 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,000 (May 2024) |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-30-04-013.00 |
| Primary APN | 106-30-04-013.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,350 sqft Living Area |
| Basement Area | 999 sqft |
| Unfinished Basement | 999 sqft |
| Family Room | Family Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 70,567 sqft (1.62 acres) |
| Terrain | Rolling |
| Garage Area | 1,290 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 115 sqft |
| Deck Area | 459 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 90 GLORIA DR |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 28-29-30 & HSE |
| Legal Subdivision | NEWTOWN ESTATES |
| Legal Lot Number | 28-30 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 960302 |
Source: McCreary County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 917 LOWER SHIRT FACTORY RD, STEARNS, KY 42647-6390 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on Record |
| Deed Sale | May 17, 2024 · Amount on Record |
| Prior Sale | Aug 29, 2019 · Amount on Record |
| Deed Document Number | 2024149309 |
| Deed Book / Page | 237 / 592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Aug 29, 2019 |
| Property Address | 90 GLORIA DR, WHITLEY CITY, KY 42653 |
| Document Number | 00D220/218 |
| Book / Page | D220 / 218 |
| Map Reference | DB 144 PG 46 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 128678 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | BRB TRUST TITLE AGENCY, BRB TRUST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 453, STEARNS, KY 42647-0453 |
| Name | Verified Name |
|---|---|
| Address | 90 GLORIA DRIVE, WHITLEY CITY, KY 42653 |
| Document Number | 0000128679 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 128679 |
| Name | POLARIS HOME FUNDING CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,310.00 (+32.73%) | $163,000 (+34.71%) | $163,000 (+34.71%) |
| 2023 | $987.00 | $121,000 | $121,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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