80 Gloria Dr, Stearns, KY 42647 Property Records

McCreary County property record for 80 Gloria Dr, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,450 sqft · built 1974
Lot Size	0.48 acres (21,124 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2024)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`106-30-04-011.00`

Property Details

APN / Parcel Number

Primary APN	`106-30-04-011.00`
Alternative APN	`17718`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,450 sqft Living Area
Basement Area	450 sqft
Unfinished Basement	450 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,124 sqft (0.48 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	215 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Heating System	Other
Water Source	Commercial

Location & Zoning

Street Address	80 GLORIA DR
City	STEARNS
State	KY
Zip	42647-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26A & 27 & HSE
Legal Subdivision	NEWTOWN ESTATES SUBDIVISION
Legal Lot Number	27,26A
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2025
Census Tract	960302

Owner

Source: McCreary County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 GLORIA DR, STEARNS, KY 42647-6137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 17, 2025	Warranty Deed, Transfer
Oct 17, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 6, 2023	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 13, 2023	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Nov 6, 2023 · Amount on Record
Deed Document Number	2024151743
Deed Book / Page	239 / 267
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	80 GLORIA DR, STEARNS, KY 42647-6137
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M258/575
Date	Nov 14, 2025
Book Page	M258/575
Instrument	156921

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Dec 17, 2025
Property Address	80 GLORIA DR, STEARNS, KY 42647-6137
Document Number	00D243/499
Book / Page	D243 / 499
Instrument Date	Dec 15, 2025
Instrument	157502
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1033, STEARNS, KY 42647-1033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 GLORIA DR, STEARNS, KY 42647-6137

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Oct 17, 2024
Property Address	80 GLORIA DR, STEARNS, KY 42647-6137
Document Number	00D239/267
Book / Page	D239 / 267
Map Reference	MB 1 PG 73
Instrument Date	Sep 6, 2024
Instrument	151743
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1330 ALUM RD, WHITLEY CITY, KY 42653-4006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 GLORIA DR, STEARNS, KY 42647-6137

Mortgage

Document Number	0000151748
Date	Oct 17, 2024
Instrument	151748

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Nov 6, 2023
Property Address	80 GLORIA DR, STEARNS, KY 42647-6137
Document Number	00D235/590
Book / Page	D235 / 590
Map Reference	MB 1 PG 73
Instrument Date	Oct 19, 2023
Instrument	146639
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$47.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8742 LUCENT BLVD, HIGHLANDS RANCH, CO 80129-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 ALUM RD, WHITLEY CITY, KY 42653-4006

March 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MCCREARY KY
Recording Date	Mar 13, 2023
Property Address	80 GLORIA DR, STEARNS, KY 42647-6137
Document Number	00D233/276
Book / Page	D233 / 276
Map Reference	PB 1 PG 73
Instrument Date	Mar 13, 2023
Instrument	143101
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 S QUEBEC ST, GREENWOOD VILLAGE, CO 80111-4720
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (+772.37%)	$165,000 (+153.85%)	$165,000 (+153.85%)
2023	$152.00 (-25.49%) Homeowner's exemption	$65,000 (-)	$65,000 (-)
2022	$204.00 Homeowner's exemption	$65,000	$65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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