90 Gear Rd, Rochester, NH 03839 Property Records

Strafford County and Rochester City property record for 90 Gear Rd, Rochester, NH 03839

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,008 sqft · built 1963
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$179,000 (Apr 2005)
Tax Bill$4,357 (2025)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN37403

Property Details

APN / Parcel Number

Primary APN37403
Alternative APNs
  • RCHE M:0259 B:0013 L:0000
  • 10267

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,833 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,056 sqft (0.69 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address90 GEAR RD
CityROCHESTER
StateNH
Zip03839-5601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Block13
JurisdictionROCHESTER CITY NH
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2018
Census Tract84500

Owner

90 Gear Rd is owned and occupied by two individuals who bought it in April 2005.

Source: Strafford County and Rochester City records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address90 GEAR RD, ROCHESTER, NH 03839-5601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2005 · Amount on File
Deed SaleApr 1, 2005 · Amount on File
Prior SaleNov 26, 2002 · Amount on File
Deed Book / Page3164 / 632
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCHESTER CITY NH
Property Address90 GEAR RD, ROCHESTER, NH 03839-5601
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4965-799
DateOct 13, 2021
Book Page4965/799
Instrument210020734
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 90 Gear Rd was $4,357, up 3% from the year before.

Source: Strafford County and Rochester City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyStrafford County
MunicipalityRochester City
Unified School DistrictRochester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,357.00 (+3.03%)$284,800 (-) Land $104,200 Building $180,600
2024$4,229.00 (+12.38%)$284,800 (+94.8%) Land $104,200 Building $180,600
2023$3,763.00 (+1.81%)$146,200 (-) Land $47,700 Building $98,500$291,270
2022$3,696.00$146,200 Land $47,700 Building $98,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Gear Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Gear Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER WATER DEPT
serves 25,000 people · EPA ID NH2001010
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2022
Total trihalomethanes
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50

May also be available: Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gear Rd

Nearby Streets

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