Strafford County and Rochester City property record for 88 Gear Rd, Rochester, NH 03839
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 1986 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,172 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37402 |
| Primary APN | 37402 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| Gross Area | 1,611 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 71,438 sqft (1.64 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 88 GEAR RD |
|---|---|
| City | ROCHESTER |
| State | NH |
| Zip | 03839-5601 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A |
| Legal Block | 12 |
| Jurisdiction | ROCHESTER CITY NH |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 84500 |
88 Gear Rd, a mobile home, is owned and occupied by two individuals.
Source: Strafford County and Rochester City records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 GEAR RD, ROCHESTER, NH 03839-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCHESTER CITY NH |
| Property Address | 88 GEAR RD, ROCHESTER, NH 03839-5601 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005029-996 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 5029/996 |
| Instrument | 220006872 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 841 Months |
| Due | Jun 1, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.31% |
| Type Change Date | Jun 1, 2022 |
| Index | Other |
The 2025 property tax bill for 88 Gear Rd was $4,172, up 3% from the year before.
Source: Strafford County and Rochester City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Rochester City |
| Unified School District | Rochester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,172.00 (+3.01%) | $272,700 (-) Land $117,700 Building $155,000 | |
| 2024 | $4,050.00 (+43.31%) | $272,700 (+148.36%) Land $117,700 Building $155,000 | |
| 2023 | $2,826.00 (+1.8%) | $109,800 (-) Land $51,600 Building $58,200 | $129,865 |
| 2022 | $2,776.00 | $109,800 Land $51,600 Building $58,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Gear Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Gear Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER WATER DEPT serves 25,000 people · EPA ID NH2001010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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