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90 Emerald Bay, Laguna Beach, CA 92651 Property Records

Orange County property record for 90 Emerald Bay, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,313 sqft · built 1950
Lot Size0.101 acres (4,410 sqft)
Owner2 Trust Names on File
Tax Bill$38,265 (2025)
Deeds & MortgagesSep 2026 Transfer
Flood ZoneZone X (minimal risk)
APN053-050-32

Property Details

APN / Parcel Number

Primary APN053-050-32

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,313 sqft Living Area
Gross Area2,712 sqft
Basement Area2,192 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area4,410 sqft (0.101 acres)
Garage Area399 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address90 EMERALD BAY
CityLAGUNA BEACH
StateCA
Zip92651-1266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 975 BLK LOT 9 TR 975 LOT 9 NELY 60.26 FT
Legal SubdivisionTRACT NO. 975 IN THE
Legal Tract975
Legal Lot Number9
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2020
Census Tract62656

Owner

90 Emerald Bay is owner-occupied and held in a trust since March 2002.

Source: Orange County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address90 EMERALD BAY, LAGUNA BEACH, CA 92651-1266
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 22, 2002
Transfer Doc0000267083
Record UpdatedOct 29, 2026

September 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionORANGE CA
Recording DateSep 22, 2026
Property Address90 EMERALD BAY, LAGUNA BEACH, CA 92651-1266
Document Number0000267366
Instrument DateSep 16, 2026
Instrument2026267366
Transaction TypeTransfer
Record UpdatedSep 30, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 90 Emerald Bay was $38,265.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,847,073 (+2%) Land $3,568,523 Building $278,550
2025$38,265.00 Homeowner's exemption$3,771,641 Land $3,498,552 Building $273,089
2023$36,650.00 (+1.92%) Homeowner's exemption$3,625,185 Land $3,362,699 Building $262,486
2022$35,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 90 Emerald Bay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Emerald Bay is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOINT REGIONAL WATER SUPPLY SYSTEM
serves 0 people · EPA ID CA3010071
Water SourcePurchased surface water from several systems
Last State InspectionJul 2022
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Bay

Nearby Streets

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