87 E Emerson St, Chula Vista, CA 91911 Property Records

San Diego County property record for 87 E Emerson St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,778 sqft · built 1957
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$636,000 (Oct 2019)
Tax Bill	$8,212 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`575-500-18-00`

Property Details

APN / Parcel Number

Primary APN	`575-500-18-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,778 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	9,900 sqft (0.227 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	87 E EMERSON ST
City	CHULA VISTA
State	CA
Zip	91911-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 18 TR 003220
Legal Subdivision	BELLA VISTA HEIGHTS
Legal Tract	003220
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13302

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 E EMERSON ST, CHULA VISTA, CA 91911-3547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 29, 2019	Grant Deed, Transfer · FHA Mortgage PLANET HM LNDG
Jun 10, 2019	Grant Deed, Transfer · Conventional Mortgage RUSSELL A BOWERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	2019492001
Prior Transfer Date	Nov 13, 2001
Prior Transfer Doc	0000840355
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	87 E EMERSON ST, CHULA VISTA, CA 91911-3547
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 E EMERSON ST, CHULA VISTA, CA 91911-3547

Mortgage

Document Number	0000066404
Date	Feb 14, 2022
Instrument	2022-0066404

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2019
Property Address	87 E EMERSON ST, CHULA VISTA, CA 91911-3547
Document Number	0000492001
Instrument Date	Oct 10, 2019
Instrument	492001
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 E EMERSON ST CHULA VISTA CA 919113547, CHULA VISTA, CA 91911-3547

Mortgage

Document Number	492002
Date	Oct 29, 2019
Instrument	492002

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2019
Property Address	87 E EMERSON ST, CHULA VISTA, CA 91911-3547
Document Number	0000224131
Instrument Date	May 16, 2019
Instrument	224131
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6240 LAKEWOOD CA 907146240, LAKEWOOD, CA 90714-6240

Mortgage

Document Number	224132
Date	Jun 10, 2019
Instrument	224132

Lender

Name	RUSSELL A BOWERS
Address	1413 OCEAN AVE, SEAL BEACH, CA 90740-6544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,465 (+2%) Land $538,512 Building $170,953
2025	$8,212.00 (+5.11%) Homeowner's exemption	$695,554 (+4.04%) Land $527,953 Building $167,601
2023	$7,813.00 (+2.97%) Homeowner's exemption	$668,546 Land $507,452 Building $161,094
2022	$7,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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