90 Dickens Trl, Elgin, IL 60120 Property Records

Cook County property record for 90 Dickens Trl, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,942 sqft · built 1996
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2024)
Tax Bill	$7,681 (2023)
Deeds & Mortgages	Jul 2024 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-117-020`

Property Details

APN / Parcel Number

Primary APN	`06-17-117-020`
Alternative APN	`06-17-117-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	90 DICKENS TRL
City	ELGIN
State	IL
Zip	60120-4694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NW4 S17 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY TRAILS UNIT 03
Legal Lot Number	195
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3017
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 DICKENS TRL, ELGIN, IL 60120-4694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 14, 2018	Warranty Deed, Construction Loan · Line of Credit HEARTLAND BK
Mar 20, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	202419110
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 26, 2024
Property Address	90 DICKENS TRL, ELGIN, IL 60120-4694
Document Number	0020819110
Map Reference	DOC 92-230087
Instrument Date	Jul 19, 2024
Instrument	2420819110
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 DICKENS TRL, ELGIN, IL 60120-4694
Investor	Possibly a Property Investor

Mortgage

Document Number	0020819111
Date	Jul 26, 2024
Instrument	2420819111

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 14, 2018
Property Address	90 DICKENS TRL, ELGIN, IL 60120-4694
Document Number	1831812012
Instrument Date	Oct 24, 2018
Instrument	31812012
Transaction Type	Construction Loan
Record Updated	Nov 28, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223

Mortgage

Document Number	1831812013
Date	Nov 14, 2018
Instrument	31812013

Lender

Name	HEARTLAND BK
Type	Bank
Address	WESTERN SPRINGS, IL 60558

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 13, 2019

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 20, 2017
Property Address	90 DICKENS TRL, ELGIN, IL 60120-4694
Document Number	1707946071
Instrument Date	Mar 9, 2017
Instrument	7946071
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$247.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MCKOOL AVE STREAMWOOD IL 601073144, STREAMWOOD, IL 60107-3144

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 (+23.34%) Land $6,825 Building $30,175	$370,000 (+23.34%) Land $68,250 Building $301,750
2023	$7,681.00 (+3.31%)
2022	$7,435.00 Homeowner's exemption	$29,999 Land $5,362 Building $24,637	$299,990 Land $53,620 Building $246,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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