115 Dickens Trl, Elgin, IL 60120 Property Records

Cook County property record for 115 Dickens Trl, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,222 sqft · built 1992
Lot Size	0.187 acres (8,158 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2021)
Tax Bill	$9,211 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-113-018`

Property Details

APN / Parcel Number

Primary APN	`06-17-113-018`
Alternative APN	`06-17-113-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,158 sqft (0.187 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	115 DICKENS TRL
City	ELGIN
State	IL
Zip	60120-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY TRAILS UNIT 3 LOT 197
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY TRLS 03
Legal Lot Number	197
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3018
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 DICKENS TRL, ELGIN, IL 60120-5207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Oct 13, 2020	Warranty Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Jun 22, 2017	Deed of Trust, Mortgage · Conventional with PMI GREAT LAKES HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202120144
Prior Transfer Date	Sep 29, 1998
Prior Transfer Doc	0000000990
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 5, 2021
Property Address	115 DICKENS TRL, ELGIN, IL 60120-5207
Document Number	0012520144
Map Reference	DOC 93183363
Instrument Date	Apr 19, 2021
Instrument	2112520144
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 DICKENS TRL, ELGIN, IL 60120-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 DICKENS TRL, ELGIN, IL 60120-5207

Mortgage

Document Number	0012520145
Date	May 5, 2021
Instrument	2112520145

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 13, 2020
Property Address	115 DICKENS TRL, ELGIN, IL 60120-5207
Document Number	2028521089
Instrument Date	Jul 13, 2020
Instrument	28521089
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1628 SPRUCEDALE DR ANTIOCH TN 370132792, ANTIOCH, TN 37013-2792

Mortgage

Document Number	2028521090
Date	Oct 13, 2020
Instrument	28521090

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	115 DICKENS TRL, ELGIN, IL 60120-5207
Document Number	1717915082
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 DICKENS TRL ELGIN IL 601205207, ELGIN, IL 60120-5207

Mortgage

Document Number	1717915082
Date	Jun 28, 2017
Instrument	17915082

Lender

Name	GREAT LAKES HM MTG
Type	Mortgage Company
Address	LIBERTYVILLE, IL 60048

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 (+25%) Land $5,711 Building $34,289	$400,000 (+25%) Land $57,110 Building $342,890
2023	$9,211.00 (+2.9%)
2022	$8,951.00	$31,999 Land $4,486 Building $27,513	$319,990 Land $44,860 Building $275,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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