90 County Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 90 County Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Lot Size	0.779 acres (33,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$769,000 (Sep 2019)
Tax Bill	$13,599 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:42C B:0089 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:42C B:0089 L:0`
Alternative APN	`4591`

Exterior

Lot Area	33,950 sqft (0.779 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	4591
Street Address	90 COUNTY RD
City	IPSWICH
State	MA
Zip	01938-2672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1R
Legal Subdivision	WILLIAM V & JANICE A SKELTON
Legal Block	89
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1021
Census Tract	223100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Green Historic District listed 1980 · 19 contributing resources · NRIS 80000471

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Ipswich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 COUNTY RD, IPSWICH, MA 01938-2672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Feb 21, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Feb 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Sep 12, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Book / Page	37836 / 384
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	90 COUNTY RD, IPSWICH, MA 01938-2672
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042873-220
Date	Aug 6, 2025
Book Page	42873/220
Instrument	20250806002230

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	90 COUNTY RD, IPSWICH, MA 01938-2672
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040310-601
Date	Sep 24, 2021
Book Page	40310/601
Instrument	20210924004060

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	90 COUNTY RD, IPSWICH, MA 01938-2672
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040311-227
Date	Sep 24, 2021
Book Page	40311/227
Instrument	20210924004460

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	90 COUNTY RD, IPSWICH, MA 01938-2672
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042584-309
Date	Feb 21, 2025
Book Page	42584/309
Instrument	20250221002480

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	90 COUNTY RD, IPSWICH, MA 01938-2525
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40311-227
Date	Sep 24, 2021
Book Page	40311/227
Instrument	20210924004460

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	90 COUNTY RD, IPSWICH, MA 01938-2525
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40310-601
Date	Sep 24, 2021
Book Page	40310/601
Instrument	20210924004060

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	90 COUNTY RD, IPSWICH, MA 01938-2525
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38247-531
Date	Feb 7, 2020
Book Page	38247/531
Instrument	20200207002120

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Sep 12, 2019
Property Address	90 COUNTY RD, IPSWICH, MA 01938-2525
Document Number	37836-384
Book / Page	037836 / 000384
Instrument Date	Sep 9, 2019
Instrument	1909123950
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,506.64
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 COUNTY RD IPSWICH MA 019382525, IPSWICH, MA 01938-2525

Mortgage

Document Number	37836-386
Date	Sep 12, 2019
Book Page	037836/000386
Instrument	1909123960

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,599.00 (+2.1%)	$1,219,600 (+4.2%) Land $333,200 Building $886,400	$928,340
2024	$13,319.00 (+10.99%)	$1,170,400 (+19.28%) Land $333,600 Building $836,800
2023	$12,000.00	$981,200 Land $284,700 Building $696,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	20 units insured incl. 10 condo units
Nearby Flood Claims	6 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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