85 County Rd, #2, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 85 County Rd, #2, Ipswich, MA 01938

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 994 sqft · built 1790
Lot Size	0.465 acres (20,242 sqft)
Owner	Individual Name on Record
Last Sale	$344,000 (Feb 2018)
Tax Bill	$5,600 (2026)
Deeds & Mortgages	Mar 2021 Refinance Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:42C B:053A L:002`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:42C B:053A L:002`
Alternative APN	`6271`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	994 sqft Living Area
Gross Area	2,032 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1790
Effective Year Built	Effective 1790
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,242 sqft (0.465 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6271
Street Address	85 COUNTY RD, 2
City	IPSWICH
State	MA
Zip	01938-2521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	1R
Legal Block	53A
Legal Lot Number	2
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1025
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 COUNTY RD, 2, IPSWICH, MA 01938-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Feb 28, 2018	Quit Claim Deed, Transfer · Conventional with PMI HARVARD UNIV CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Deed Book / Page	36558 / 331
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	85 COUNTY RD # 2, 2, IPSWICH, MA 01938-2521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039654-397
Date	Mar 17, 2021
Book Page	39654/397
Instrument	20210317000310

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Feb 28, 2018
Property Address	85 COUNTY RD # 2, 2, IPSWICH, MA 01938-2521
Document Number	36558-331
Book / Page	036558 / 000331
Instrument Date	Feb 28, 2018
Instrument	1802283630
Transaction Type	Transfer
Record Updated	May 5, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.64
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 COUNTY RD #2 IPSWICH MA 019382521, 2, IPSWICH, MA 01938-2521

Mortgage

Document Number	36558-335
Date	Feb 28, 2018
Book Page	036558/000335
Instrument	1802283640

Lender

Name	HARVARD UNIV CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,600.00 (-4.55%)	$519,500 (-1.27%) Land $121,500 Building $398,000	$495,119 (-1.59%)
2025	$5,867.00 (+15.93%)	$526,200 (+18.33%) Land $121,500 Building $404,700	$503,120
2024	$5,061.00 (+4.31%)	$444,700 (+12.1%) Building $444,700
2023	$4,852.00	$396,700 Building $396,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	20 units insured incl. 10 condo units
Nearby Flood Claims	6 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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