90 Concourse E, Brightwaters, NY 11718 Property Records

Suffolk County and Islip Town property record for 90 Concourse E, Brightwaters, NY 11718

Property Summary

Property TypeSingle Family Home
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on Record
Tax Bill$6,731 (2024)
Deeds & MortgagesSep 2022 Refinance
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN472801 12.-1-17.1

Property Details

APN / Parcel Number

Primary APN472801 12.-1-17.1
Alternative APNs
  • 0501-012.00-01.00-017.001
  • 280101200000010170010000
  • 47280011430

Exterior

Lot Area33,977 sqft (0.78 acres)
Lot Width175 ft Width

Location & Zoning

Street Address90 CONCOURSE E
CityBRIGHTWATERS
StateNY
Zip11718-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNULL
Legal DescriptionN H00000000
Legal Block2000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group3
Census Block3046
Census Tract147100

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address90 CONCOURSE E, BRIGHTWATERS, NY 11718-1511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Feb 17, 2021Deed of Trust, Mortgage · ARM
TEACHERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address90 CONCOURSE E, BRIGHTWATERS, NY 11718-1511
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234550517
DateSep 7, 2022
Book Page23455/517
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueOct 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address90 CONCOURSE E, BRIGHTWATERS, NY 11718-1511
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232320950
DateFeb 17, 2021
Book Page23232/950
InstrumentDL054955
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term349 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateOct 1, 2030
Index1-Year CMT
Margin3

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityBrightwaters Village
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictBay Shore Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$92,000 (-) Land $20,500 Building $71,500$1,295,774 (+8.73%) Land $288,732 Building $1,007,042
2024$6,731.00$1,191,710 (+12.44%) Land $265,544 Building $926,166
2023$92,000 Land $20,500 Building $71,500$1,059,908 Land $236,175 Building $823,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims124 (1979–2024)
Claims Outside the SFHA60 of 124
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Gloria, Sep 1985 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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