Suffolk County and Islip Town property record for 86 Concourse E, Brightwaters, NY 11718
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (May 2008) |
| Tax Bill | $6,294 (2024) |
| Deeds & Mortgages | Mar 2022 Refinance May 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 472801 12.-1-18 |
| Primary APN | 472801 12.-1-18 |
|---|---|
| Alternative APNs |
|
| Lot Area | 18,731 sqft (0.43 acres) |
|---|---|
| Lot Width | 95 ft Width |
| Account Number | 405570 |
|---|---|
| Street Address | 86 CONCOURSE E |
| City | BRIGHTWATERS |
| State | NY |
| Zip | 11718-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | X2206812Y176659 N H00000000 |
| Legal Block | 2000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 147100 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 CONCOURSE E, BRIGHTWATERS, NY 11718-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance OCEANFIRST BANK |
| May 30, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2008 · Amount on Record |
| Deed Sale | May 27, 2008 · Amount on Record |
| Prior Sale | Mar 12, 2003 · Amount on Record |
| Deed Book / Page | 12552 / 279 |
| Prior Transfer Date | Mar 11, 2003 |
| Prior Transfer Doc | 1226000153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 CONCOURSE E, BRIGHTWATERS, NY 11718-1511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233990294 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 23399/294 |
| Instrument | DM074885 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 CONCOURSE E, BRIGHTWATERS, NY 11718-1511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229300573 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 22930/573 |
| Instrument | 18-0098937 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2047 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Brightwaters Village |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,000 (-) Land $15,000 Building $48,000 | $887,324 (+8.73%) Land $211,268 Building $676,056 | |
| 2024 | $6,294.00 | $816,063 (+12.44%) Land $194,301 Building $621,762 | |
| 2023 | $63,000 Land $15,000 Building $48,000 | $725,806 Land $172,811 Building $552,995 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 124 (1979–2024) |
| Claims Outside the SFHA | 60 of 124 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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