90 Co Rd 78, Clanton, AL 35045 Property Records

Chilton County property record for 90 Co Rd 78, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 2001
Lot Size	0.47 acres (20,597 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2023)
Tax Bill	$997 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1106140000021015`

Property Details

APN / Parcel Number

Primary APN	`1106140000021015`
Alternative APNs	`24714` `96737`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,600 sqft Adjusted Area
1st Floor Area	1,600 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,597 sqft (0.47 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	24714
Street Address	90 COUNTY ROAD 78
City	CLANTON
State	AL
Zip	35045-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BELLWOOD S/D SL86 PG1 S14 T22 R14
Legal Range	14E
Legal Township	22N
Legal Section	14
Legal Subdivision	BELLWOOD S D
Legal Lot Number	12
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2026
Census Tract	60103

Owner

90 Co Rd 78 is owned and occupied by an individual who bought it in August 2023.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	90 COUNTY ROAD 78, CLANTON, AL 35045-7917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAS FIRST FCU
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Mar 3, 2016 · Amount on File
Deed Document Number	2023254654
Deed Book / Page	2023 / 254654
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Aug 1, 2023
Property Address	BELLWOOD CIR, CLANTON, AL 35045
Document Number	R2023/254654
Book / Page	R2023 / 254654
Map Reference	SL 86 PG 1
Instrument Date	Jul 27, 2023
Instrument	254654
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 COUNTY ROAD 78, CLANTON, AL 35045-7917

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2122 HOLIDAY INN DR, CLANTON, AL 35046-6200

Mortgage

Document Number	0000254655
Date	Aug 1, 2023
Instrument	254655

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	BELLWOOD CIR, CLANTON, AL 35045
Transaction Type	Mortgage
Record Updated	Mar 27, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/233813
Date	Dec 4, 2020
Book Page	R2020/233813
Instrument	233813

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 90 Co Rd 78 was $997, up 5.6% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 (+5.61%)	$51,700 (-0.12%) Land $7,500 Building $44,200	$258,500 Land $37,500 Building $221,000
2024	$944.00 (+37.61%)	$51,760 (+34.16%) Land $7,500 Building $44,260
2023	$686.00 (+6.85%)	$38,580 (+11.44%) Land $7,500 Building $31,080	$258,800 (+49.51%) Land $37,500 Building $221,300
2022	$642.00	$34,620 Land $8,700 Building $25,920	$173,100 Land $43,500 Building $129,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 90 Co Rd 78 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Co Rd 78 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 78

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures