55 Co Rd 78, Clanton, AL 35045 Property Records

Chilton County property record for 55 Co Rd 78, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,937 sqft · built 1999
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Nov 2019)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1106140000021022`

Property Details

APN / Parcel Number

Primary APN	`1106140000021022`
Alternative APNs	`24721` `87110`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,937 sqft Adjusted Area
1st Floor Area	1,672 sqft
Upper Floors Area	265 sqft
Basement Area	1,672 sqft
Finished Basement	1,672 sqft
Utility Area	541 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	143 ft deep x 121 ft wide
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	24721
Street Address	55 COUNTY ROAD 78
City	CLANTON
State	AL
Zip	35045-7988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BELLWOOD S/D SL86 PG1 S14 T22 R14
Legal Range	14
Legal Township	22
Legal Section	14
Legal Subdivision	BELLWOOD S D
Legal Lot Number	5
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2026
Census Tract	60103

Owner

Source: Chilton County records · APN 1106140000021022

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Nov 04, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Nov 04, 2019	Warranty Deed, Transfer
Mar 07, 2019	Intrafamily Transfer, Transfer
May 04, 2018	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE OF AMERICA INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2019 · Amount on Record
Deed Sale	Nov 04, 2019 · Amount on Record
Prior Sale	Nov 04, 2019 · Amount on Record
Deed Document Number	2019225499
Deed Book / Page	2019 / 225499
Prior Transfer Date	Mar 07, 2019
Prior Transfer Doc	R2019/220366
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2023/256637
Date	Nov 09, 2023
Book Page	R2023/256637
Instrument	256637

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2021/240567
Date	Sep 15, 2021
Book Page	R2021/240567
Instrument	240567

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2046

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Nov 04, 2019
Property Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988
Document Number	R2019/225499
Book / Page	R2019 / 225499
Map Reference	SL 86 PG 1
Instrument Date	Oct 31, 2019
Instrument	225499
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988

Mortgage

Document Number	R2019/225500
Date	Nov 04, 2019
Book Page	R2019/225500
Instrument	225500

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Nov 04, 2019
Property Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988
Document Number	R2019/225498
Book / Page	R2019 / 225498
Map Reference	SL 86 PG 1
Instrument Date	Oct 31, 2019
Instrument	225498
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHILTON AL
Recording Date	Mar 07, 2019
Property Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988
Document Number	R2019/220366
Book / Page	R2019 / 220366
Map Reference	SL 86 PG 1
Instrument Date	Mar 07, 2019
Instrument	220366
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	May 04, 2018
Property Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988
Document Number	R2018/214542
Book / Page	R2018 / 214542
Map Reference	SL 86 PG 1
Instrument Date	May 04, 2018
Instrument	214542
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 COUNTY ROAD 78, CLANTON, AL 35045-7988

Mortgage

Document Number	0000214543
Date	May 04, 2018
Instrument	214543

Lender

Name	HOME MORTGAGE OF AMERICA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Chilton County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+5.35%)	$51,620 (-) Land $7,500 Building $44,120	$258,100 (-) Land $37,500 Building $220,600
2024	$2,018.00 (+8.44%) Additional exemption filed	$51,620 (+8.45%) Land $7,500 Building $44,120
2023	$1,861.00 (+16.46%)	$47,600 (+132.99%) Land $7,500 Building $40,100	$258,100 (+26.33%) Land $37,500 Building $220,600
2022	$1,598.00	$20,430 Land $4,350 Building $16,080	$204,300 Land $43,500 Building $160,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 78

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