90 Co Rd 499, Centre, AL 35960 Property Records

Cherokee County property record for 90 Co Rd 499, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,609 sqft · built 2017
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,900 (Apr 2021)
Tax Bill	$855 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-01-11-0-000-014.036`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-11-0-000-014.036`
Alternative APNs	`ALT APN:1401110000014036` `211892`

Interior

Stories	1 Story
Building Area	1,609 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Account Number	211892
Street Address	90 COUNTY ROAD 499
City	CENTRE
State	AL
Zip	35960-6442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 LAKE POINT SUB 15/24 RIVISION OF CRYSTAL DRIVE PB 13/61. A DIVISON OF LOTS28 & 29 OF RAY & BARABARA SINGLETON SUB 12/7
Legal Range	09E
Legal Township	10S
Legal Section	11
Legal Subdivision	CRYSTAL DRIVE
Legal Lot Number	12,28-2
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5012
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 COUNTY ROAD 499, CENTRE, AL 35960-6442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	2021217479
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	90 COUNTY ROAD 499, CENTRE, AL 35960-6442
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240646
Date	Sep 30, 2025
Instrument	240646

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 6, 2021
Property Address	90 COUNTY ROAD 499, CENTRE, AL 35960-6442
Document Number	0000217479
Instrument Date	Mar 30, 2021
Instrument	217479
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 COUNTY ROAD 499, CENTRE, AL 35960-6442

Mortgage

Document Number	0000217480
Date	Apr 6, 2021
Instrument	217480

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$855.00 (+7.28%)
2025	$797.00 Homeowner's exemption	$20,240 (-) Land $1,660 Building $18,580	$202,200 (-) Land $16,500 Building $185,700
2024	$797.00 (-0.87%) Additional exemption filed	$20,240 (-0.88%) Land $1,660 Building $18,580	$202,200 (-0.93%) Land $16,500 Building $185,700
2023	$804.00 Homeowner's exemption	$20,420 (-)	$204,100 (-) Land $16,500 Building $187,600
2022	$804.00 Homeowner's exemption	$20,420 Land $1,660 Building $18,760	$204,100 Land $16,500 Building $187,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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