72 Co Rd 499, Centre, AL 35960 Property Records

Cherokee County property record for 72 Co Rd 499, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,532 sqft · built 2019
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Aug 2021)
Tax Bill	$743 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-01-11-0-000-014.049`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-11-0-000-014.049`
Alternative APNs	`ALT APN:1401110000014049` `212821`

Interior

Stories	1 Story
Building Area	1,532 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Account Number	212821
Street Address	72 COUNTY ROAD 499
City	CENTRE
State	AL
Zip	35960-6442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 LAKE POINT SUB;REVISION OF CRYSTAL DRIVE SUB 15/24 11/T10S/R9E
Legal Subdivision	CRYSTAL DRIVE
Legal Lot Number	13
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5012
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 COUNTY ROAD 499, CENTRE, AL 35960-6442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNET BANK
Dec 20, 2019	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	2021219597
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 2, 2021
Property Address	72 COUNTY ROAD 499, CENTRE, AL 35960-6442
Document Number	0000219597
Map Reference	PB 15 PG 24
Instrument Date	Jul 29, 2021
Instrument	219597
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 COUNTY ROAD 499, CENTRE, AL 35960-6442

Mortgage

Document Number	0000219598
Date	Aug 2, 2021
Instrument	219598

Lender

Name	FIRST INTERNET BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 20, 2019
Property Address	72 COUNTY ROAD 499, CENTRE, AL 35960-6442
Document Number	0000210314
Map Reference	PB 15 PG 24
Instrument Date	Dec 18, 2019
Instrument	210314
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 COUNTY ROAD 499, CENTRE, AL 35960-6442

Mortgage

Document Number	0000210315
Date	Dec 20, 2019
Instrument	210315

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$743.00 (+7.53%)
2025	$691.00 Homeowner's exemption	$17,720 (-) Land $1,660 Building $16,060	$177,100 (-) Land $16,500 Building $160,600
2024	$691.00 (-0.86%) Additional exemption filed	$17,720 (-0.89%) Land $1,660 Building $16,060	$177,100 (-0.9%) Land $16,500 Building $160,600
2023	$697.00 Homeowner's exemption	$17,880 (-)	$178,700 (-) Land $16,500 Building $162,200
2022	$697.00 Homeowner's exemption	$17,880 Land $1,660 Building $16,220	$178,700 Land $16,500 Building $162,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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