Anne Arundel County property record for 90 Charles St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,950 sqft · built 1910 |
| Lot Size | 0.042 acres (1,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Jun 2026) |
| Tax Bill | $11,952 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-01135600 |
| Primary APN | 06-000-01135600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,006 sqft |
| 1st Floor Area | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,848 sqft (0.042 acres) |
| Porch | Enclosed Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00001135600 |
|---|---|
| Street Address | 90 CHARLES ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2619 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Jun 22, 2026 | Deed, Transfer EAGLE TITLE |
| May 20, 2021 | Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD |
| Oct 5, 2017 | Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | May 20, 2021 · Amount on Record |
| Deed Book / Page | 42468 / 499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 6, 2026 |
| Property Address | 90 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 4260000401 |
| Book / Page | 42602 / 401 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 90 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 4260000401, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 42602/401 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 90 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 4246000499 |
| Book / Page | 42468 / 499 |
| Instrument Date | Jun 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,060,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 90 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 20, 2021 |
| Property Address | 90 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 0368200075 |
| Book / Page | 36820 / 75 |
| Instrument Date | Mar 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 90 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 3682083 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 36820/83 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 5, 2017 |
| Property Address | 90 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 0314270416 |
| Book / Page | 031427 / 000416 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Title Company | MID-MARYLAND TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 SYCAMORE CT GRASONVILLE MD 216389667, GRASONVILLE, MD 21638-9667 |
| Document Number | 314270430 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 031427/000430 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886,200 (+6.25%) Land $566,100 Building $320,100 | $886,200 (-) Land $566,100 Building $320,100 | |
| 2025 | $11,952.00 (+6.36%) | $834,100 (+14.28%) | $886,200 (+21.41%) Land $566,100 Building $320,100 |
| 2024 | $11,237.00 (+7.21%) | ||
| 2023 | $10,481.00 | $729,900 Land $556,100 Building $173,800 | $729,900 Land $556,100 Building $173,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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