Anne Arundel County property record for 88 Charles St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 910 sqft · built 1900 |
| Lot Size | 0.046 acres (1,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Apr 2023) |
| Tax Bill | $9,589 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-01773800 |
| Primary APN | 06-000-01773800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 910 sqft Living Area |
| 1st Floor Area | 518 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 1,984 sqft (0.046 acres) |
| Patio Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00001773800 |
|---|---|
| Street Address | 88 CHARLES ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2619 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
88 Charles St, a townhouse, is owned and occupied by an individual who bought it in April 2023.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Mar 21, 2022 | Intrafamily Transfer, Transfer |
| Sep 9, 2020 | Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on File |
| Deed Sale | Apr 18, 2023 · Amount on File |
| Prior Sale | Sep 9, 2020 · Amount on File |
| Deed Book / Page | 39592 / 241 |
| Prior Transfer Date | Nov 12, 2021 |
| Prior Transfer Doc | 0385030143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 18, 2023 |
| Property Address | 88 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 0395920241 |
| Book / Page | 39592 / 241 |
| Instrument Date | Apr 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | ABLE TITLE AGENCY LLC, ALLIED TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 88 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 0039592247 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 39592/247 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 21, 2022 |
| Property Address | 88 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 0385030143 |
| Book / Page | 38503 / 143 |
| Instrument Date | Nov 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 88 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 9, 2020 |
| Property Address | 88 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 0351800357 |
| Book / Page | 35180 / 357 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | PROGRESSIVE TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 CHARLES ST, ANNAPOLIS, MD 21401-2619 |
| Document Number | 35180363 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 35180/363 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 88 Charles St was $9,589 with a homeowner's exemption, up 2.9% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $705,200 (+3.76%) Land $567,100 Building $138,100 | $705,200 (-) Land $567,100 Building $138,100 | |
| 2025 | $9,589.00 (+2.86%) Homeowner's exemption | $679,633 | $705,200 Land $567,100 Building $138,100 |
| 2024 | $9,322.00 (+3.29%) | ||
| 2023 | $9,025.00 | $628,500 Land $557,100 Building $71,400 | $628,500 Land $557,100 Building $71,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 88 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures