McCreary County property record for 90 Cardinal Ln, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,000 sqft · built 1986 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Nov 2017) |
| Tax Bill | $241 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-20-01-011.00 |
| Primary APN | 140-20-01-011.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,000 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1986 |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 45 sqft |
| Deck Area | 200 sqft |
| Heating System | Radiant |
|---|---|
| Water Source | Commercial |
| Street Address | 90 CARDINAL LN |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5-7-8 & HSE |
| Legal Lot Number | 5-8 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960402 |
Source: McCreary County records · APN 140-20-01-011.00
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5958 S HIGHWAY 1651, PINE KNOT, KY 42635-6102 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2018 | Deed of Trust, Mortgage UNITED CUMBERLAND BANK |
| Nov 03, 2017 | Deed of Trust, Mortgage UNITED CUMBERLAND BANK |
| Nov 03, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED CUMBERLAND BANK |
| Nov 03, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2017 · Amount on Record |
| Deed Sale | Nov 03, 2017 · Amount on Record |
| Prior Sale | Oct 18, 2013 |
| Deed Document Number | 123700 |
| Deed Book / Page | D214 / 332 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 90 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M216/034 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | M216/034 |
| Instrument | 125867 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Address | WHITLEY CITY, KY 42653 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Aug 11, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 90 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M212/426 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | M212/426 |
| Instrument | 123701 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Address | WHITLEY CITY, KY 42653 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Oct 17, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 90 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M212/431 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | M212/431 |
| Instrument | 123702 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Address | WHITLEY CITY, KY 42653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 21, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Nov 03, 2017 |
| Property Address | 90 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 00D214/332 |
| Book / Page | D214 / 332 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 123700 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 162, PINE KNOT, KY 42635-0162 |
| Name | Verified Name |
|---|---|
| Address | 5958 S HIGHWAY 1651, PINE KNOT, KY 42635-6102 |
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $241.00 (-1.23%) | $30,000 (-) | $30,000 (-) |
| 2023 | $244.00 | $30,000 | $30,000 |
Source: FEMA National Flood Hazard Layer as of March 16, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 64% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative, Inc. (KY & TN) Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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