McCreary County property record for 75 Cardinal Ln, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,317 sqft · built 1980 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (Mar 2021) |
| Tax Bill | $808 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-20-01-010.00 |
| Primary APN | 140-20-01-010.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,317 sqft Living Area |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 247 sqft |
| Carport | Carport |
| Carport Area | 247 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 672 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Water Source | Commercial |
| Street Address | 75 CARDINAL LN |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 TRACTS & HSE |
| Legal Subdivision | KELCY HAMBY |
| Legal Tract | 3 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960402 |
Source: McCreary County records · APN 140-20-01-010.00
Assessment roll updated January 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Oct 08, 2020 | Special Warranty Deed, Transfer |
| Feb 10, 2020 | Quit Claim Deed, Foreclosure Quitclaim |
| Dec 18, 2019 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Prior Sale | Oct 08, 2020 · Amount on Record |
| Deed Document Number | 2021133327 |
| Deed Book / Page | 225 / 47 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Jun 16, 2026 |
| Property Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 0000159981 |
| Book / Page | 261 / 751 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026159981 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 0000159981, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 261/751 |
| Instrument | 2026159981 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 00M257/544 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | M257/544 |
| Instrument | 156168 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Mar 29, 2021 |
| Property Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 000D225/47 |
| Book / Page | D225 / 47 |
| Map Reference | DB 221 PG 230 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 133327 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Name | Verified Name |
|---|---|
| Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 133328M230702 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 133328M230702 |
| Name | QUICKEN LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Oct 08, 2020 |
| Property Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 00D223/564 |
| Book / Page | D223 / 564 |
| Map Reference | DB 221 PG 547 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 131978 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Feb 10, 2020 |
| Property Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 00D221/547 |
| Book / Page | D221 / 547 |
| Map Reference | BK 200 PG 230 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 130045 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Dec 18, 2019 |
| Property Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
| Document Number | 00D221/230 |
| Book / Page | D221 / 230 |
| Map Reference | DB 148 PG 116 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 129641 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 CARDINAL LN, PINE KNOT, KY 42635-9165 |
Source: McCreary County records · Assessment roll updated January 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $808.00 (+7.16%) | $100,500 (+8.65%) | $100,500 (+8.65%) |
| 2023 | $754.00 | $92,500 | $92,500 |
Source: FEMA National Flood Hazard Layer as of March 16, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 64% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative, Inc. (KY & TN) Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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