90 Allred Rd, Decherd, TN 37324 Property Records

Franklin County property record for 90 Allred Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 2020
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2023)
Tax Bill	$984 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`026026 05402`

Property Details

APN / Parcel Number

Primary APN	`026026 05402`
Alternative APN	`026 05402`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,540 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	616 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	318 sqft
Deck Area	192 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	90 ALLRED RD
City	DECHERD
State	TN
Zip	37324-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: R02
Legal Subdivision	REDBIRD COVE
Legal Lot Number	2
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2045
Census Tract	960100

Owner

Source: Franklin County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 ALLRED RD, DECHERD, TN 37324-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 14, 2021	Warranty Deed, Transfer · VA Mortgage ASCEND FCU
Jan 19, 2021	Loan Modification, Mortgage FIRST NAT'L BK/MIDDLE TN
Jan 6, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
May 29, 2020	Warranty Deed, Transfer SIGNATURE TITLE, SIGNATURE TITLE SVCS INC
Jul 31, 2019	Warranty Deed, Transfer CITIZENS COMMUNITY BANK
Dec 10, 2018	Warranty Deed, Transfer SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	2023210
Deed Book / Page	473 / 179
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	0000000120
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	90 ALLRED RD, DECHERD, TN 37324-4212
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 ALLRED RD, DECHERD, TN 37324-4212

Mortgage

Document Number	0025007949
Date	Dec 2, 2025
Book Page	T1595/347
Instrument	25007949

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 13, 2023
Property Address	90 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0023000210
Book / Page	D473 / 179
Map Reference	MB P690 PG 15
Instrument Date	Jan 3, 2023
Instrument	23000210
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 ALLRED RD, DECHERD, TN 37324-4212

Mortgage

Document Number	0023000211
Date	Jan 13, 2023
Instrument	23000211

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 14, 2021
Property Address	90 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0021005227
Book / Page	D0455 / 373
Map Reference	MB P690 PG 15
Instrument Date	Jun 11, 2021
Instrument	21005227
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 ALLRED RD, DECHERD, TN 37324-4212

Mortgage

Document Number	0021005228
Date	Jun 14, 2021
Instrument	21005228

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN TN
Property Address	90 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0000000595
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 ALLRED RD DECHERD TN 373244212, DECHERD, TN 37324-4212

Mortgage

Document Number	0000000595
Date	Jan 22, 2021
Book Page	001367/000429
Instrument	595

Lender

Name	FIRST NAT'L BK/MIDDLE TN
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 6, 2021
Property Address	90 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0000000120
Book / Page	000450 / 000494
Instrument Date	Dec 30, 2020
Instrument	120
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5032 LADY THATCHER DR MURFREESBORO TN 371293788, MURFREESBORO, TN 37129-3788

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 29, 2020
Property Address	90 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0000003268
Book / Page	000443 / 000748
Instrument Date	May 19, 2020
Instrument	3268
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5032 LACLY THATCHER MURFREESBORO TN 37129, MURFREESBORO, TN 37129

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 31, 2019
Property Address	90 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0019004412
Book / Page	D0437 / 632
Instrument Date	Jul 26, 2019
Instrument	19004412
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 DOGWOOD TRL, ESTILL SPRINGS, TN 37330-5430

Mortgage

Document Number	0019004413
Date	Jul 31, 2019
Instrument	19004413

Lender

Name	CITIZENS COMMUNITY BANK
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Dec 10, 2018
Property Address	90 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0000007742
Book / Page	000433 / 000156
Instrument Date	Dec 10, 2018
Instrument	7742
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$88.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 ALLRED RD DECHERD TN 373244212, DECHERD, TN 37324-4212

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00 (+6.38%)	$49,325 (-) Land $3,525 Building $45,800
2023		$49,325 Land $3,525 Building $45,800
2022	$925.00		$197,300 Land $14,100 Building $183,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: Point Broadband, Verizon.

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