140 Allred Rd, Decherd, TN 37324 Property Records

Franklin County property record for 140 Allred Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1996
Lot Size	2.81 acres (122,839 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2014)
Tax Bill	$965 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026026 05411`

Property Details

APN / Parcel Number

Primary APN	`026026 05411`
Alternative APN	`026 05411`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	122,839 sqft (2.81 acres)
Garage Type	Mixed
Garage Area	768 sqft
Carport Area	290 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Shed	1 Shed
Shed Area	832 sqft
Gazebo	120 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	140 ALLRED RD
City	DECHERD
State	TN
Zip	37324-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2045
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	140 ALLRED RD, DECHERD, TN 37324-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN NATIONWIDE MORTGAGE COMPANY INC
Sep 18, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 18, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2014 · Amount on Record
Deed Sale	Apr 22, 2014 · Amount on Record
Prior Sale	Jun 18, 2007 · Amount on Record
Deed Document Number	14001975
Deed Book / Page	D397 / 170
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	140 ALLRED RD, DECHERD, TN 37324-4212
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 ALLRED RD, DECHERD, TN 37324-4212

Mortgage

Document Number	0022002313
Date	Mar 18, 2022
Book Page	T1437/1
Instrument	22002313

Lender

Name	AMERICAN NATIONWIDE MORTGAGE COMPANY INC
Type	Mortgage Company
Address	TAMPA, FL 33624

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.41%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.14%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	140 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0000006149
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 ALLRED RD DECHERD TN 373244212, DECHERD, TN 37324-4212

Mortgage

Document Number	0000006149
Date	Sep 25, 2018
Book Page	001266/000358
Instrument	6149

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	140 ALLRED RD, DECHERD, TN 37324-4212
Document Number	0000006148
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 ALLRED RD DECHERD TN 373244212, DECHERD, TN 37324-4212

Mortgage

Document Number	0000006148
Date	Sep 25, 2018
Book Page	001266/000343
Instrument	6148

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$965.00 (+20.17%)	$48,350 (-) Land $9,475 Building $38,875
2023		$48,350 Land $9,475 Building $38,875
2022	$803.00		$193,400 Land $37,900 Building $155,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Point Broadband Fixed Wireless	10 / 1

May also be available: AT&T.

Nearby Properties on Allred Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures