90 12th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 90 12th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 878 sqft · built 1909
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Dec 2019)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0175-0130`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0175-0130`
Alternative APNs	`263001000101750130` `78017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	878 sqft Living Area
Gross Area	962 sqft Gross Area
1st Floor Area	766 sqft 1st Floor
Stories	1 Story
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 0.5 ft wide
Porch	Florida Room
Porch Area	221 sqft Porch
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	90 12TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 175 LOTS 13 & 14 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	175
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5067
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0175-0130

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	90 12TH ST, SAINT CLOUD, FL 34769-3925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Apr 19, 2005 · Amount on Record
Deed Document Number	2019166369
Deed Book / Page	5645 / 2429
Prior Transfer Date	Sep 30, 2004
Prior Transfer Doc	0026330777
Record Updated	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 23, 2019
Property Address	90 12TH ST, SAINT CLOUD, FL 34769-3925
Document Number	0056452429
Book / Page	005645 / 002429
Instrument Date	Dec 20, 2019
Instrument	166369
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 12TH ST ST CLOUD FL 347693925, ST CLOUD, FL 34769-3925

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00 (+7.58%)	$134,500 (+12.08%) Land $46,800 Building $87,700	$134,500 (+12.08%) Land $46,800 Building $87,700
2024	$2,190.00 (+9.01%)
2023	$2,009.00 (+11.55%)	$120,000 (+15.27%) Land $42,500 Building $77,500	$120,000 (+15.27%) Land $42,500 Building $77,500
2022	$1,801.00	$104,100 Land $35,100 Building $69,000	$104,100 Land $35,100 Building $69,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.