9 White St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 9 White St, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1968
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Tax Bill$4,605 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNTOPM M:U09 L:097

Property Details

APN / Parcel Number

Primary APNTOPM M:U09 L:097
Alternative APN
  • 2368

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area3,772 sqft
1st Floor Area1,400 sqft
Basement Area1,400 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2368
Street Address9 WHITE ST
CityTOPSHAM
StateME
Zip04086-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal SubdivisionFORESIDE FARM SEC II
Legal Lot Number97
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group3
Census Block3002
Census Tract970302

Owner

9 White St is owned by an individual who acquired it in July 2020.

Source: Sagadahoc County and Topsham Town records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address79 PLEASANT ST, YARMOUTH, ME 04096-6103
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Line of Credit
ATLANTIC REGIONAL FEDERAL CREDIT UNION
Jun 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC REGIONAL FEDERAL CREDIT UNION
Jul 30, 2020Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2020
Deed SaleJul 30, 2020
Prior SaleNov 12, 2015
Deed Document Number20205218
Transfer Doc03025/0337
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Recording DateJun 1, 2026
Property Address9 WHITE ST, TOPSHAM, ME 04086-1830
Document Number0000002789
Instrument DateMay 26, 2026
Instrument20262789
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 WHITE ST, TOPSHAM, ME 04086-1830

Mortgage

Document Number0000002789,
DateJun 1, 2026
Instrument20262789
Lender
NameATLANTIC REGIONAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.3%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Recording DateJun 1, 2026
Property Address9 WHITE ST, TOPSHAM, ME 04086-1830
Document Number0000002788
Instrument DateMay 26, 2026
Instrument20262788
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 WHITE ST, TOPSHAM, ME 04086-1830

Mortgage

Document Number0000002788,
DateJun 1, 2026
Instrument20262788
Lender
NameATLANTIC REGIONAL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2041
Interest
Rate5.64%
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTOPSHAM ME
Recording DateJul 30, 2020
Property Address9 WHITE ST, TOPSHAM, ME 04086-1830
Document Number0000005218
Instrument DateJul 29, 2020
Instrument5218
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 WHITE ST TOPSHAM ME 040861830, TOPSHAM, ME 04086-1830

Tax Assessment & Valuation

The 2025 property tax bill for 9 White St was $4,605.

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,605.00$359,800 Land $75,700 Building $284,100
2023$4,219.00 (+9.13%)$310,700 (+15.89%) Land $66,800 Building $243,900
2022$3,866.00$268,100 Land $64,500 Building $203,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9 White St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1987–2009)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 White St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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