Sagadahoc County and Topsham Town property record for 4 White St, Topsham, ME 04086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,734 sqft · built 1968 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,500 (Jan 2020) |
| Tax Bill | $5,256 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPM M:U09 L:059 |
| Primary APN | TOPM M:U09 L:059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 850 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 626 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 752 |
|---|---|
| Street Address | 4 WHITE ST |
| City | TOPSHAM |
| State | ME |
| Zip | 04086-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NO |
| Legal Lot Number | 59 |
| Jurisdiction | TOPSHAM ME |
| Township / Civil Division | TOPSHAM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970302 |
4 White St is owned and occupied by an individual who bought it in January 2020.
Source: Sagadahoc County and Topsham Town records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 WHITE ST, TOPSHAM, ME 04086-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jan 22, 2020 | Warranty Deed, Transfer · VA Mortgage HARBORONE MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on File |
| Deed Sale | Jan 22, 2020 · Amount on File |
| Deed Document Number | 202020R00471 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 4 WHITE ST, TOPSHAM, ME 04086-1831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001597 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021R-01597 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Jan 22, 2020 |
| Property Address | 4 WHITE ST, TOPSHAM, ME 04086-1831 |
| Document Number | 0000000471 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 471 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MURCH RD FREEPORT ME 040326735, FREEPORT, ME 04032-6735 |
| Document Number | 472 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 472 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2050 |
The 2025 property tax bill for 4 White St was $5,256.
Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Topsham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,256.00 | $410,600 Land $72,900 Building $337,700 |
| 2023 | $4,631.00 (+4.66%) | $341,000 (+11.11%) Land $64,200 Building $276,800 |
| 2022 | $4,425.00 | $306,900 Land $62,100 Building $244,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4 White St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1987–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2009 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 White St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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