St. Charles County property record for 9 White River Ln, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,245 sqft · built 1991 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $345,000 (Oct 2004) |
| Tax Bill | $6,133 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A860002946 |
| Primary APN | A860002946 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,245 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,340 sqft |
| Finished Basement | 670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 137,214 sqft (3.15 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A860002946 |
|---|---|
| Old Parcel Number | A860002946 |
| Street Address | 9 WHITE RIVER LN |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY VALLEY #4 LOT 135 |
| Legal Range | 01E |
| Legal Township | 45N |
| Legal Subdivision | CALLAWAY VALLEY #4 |
| Legal Lot Number | 135 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
Source: St. Charles County records · APN A860002946
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 9 WHITE RIVER LN, DEFIANCE, MO 63341-1639 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage FRONTIER MTG |
| Jun 05, 2017 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2004 · Amount on Record |
| Deed Sale | Oct 27, 2004 · Amount on Record |
| Prior Sale | Feb 05, 1999 |
| Deed Document Number | 0004012262 |
| Deed Book / Page | 4012 / 262 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 9 WHITE RIVER LN, DEFIANCE, MO 63341-1639 |
| Document Number | 0000095277 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 WHITE RIVER LN DEFIANCE MO 633411639, DEFIANCE, MO 63341-1639 |
| Document Number | 0000095277 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 95277 |
| Name | FRONTIER MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 06, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 9 WHITE RIVER LN, DEFIANCE, MO 63341-1639 |
| Document Number | 0067571646 |
| Book / Page | 006757 / 001646 |
| Instrument Date | Jun 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 WHITE RIVER LN DEFIANCE MO 633411639, DEFIANCE, MO 63341-1639 |
| Document Number | 0067571646 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 006757/001646 |
| Instrument | 357150 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,133.00 | $102,434 (+5.01%) | $539,127 (+5.01%) Land $90,002 Building $449,125 |
| 2023 | $97,546 | ||
| 2022 | $513,393 Land $75,002 Building $438,391 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 24 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures