St. Charles County property record for 12 White River Ln, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,464 sqft · built 1993 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Aug 2001) |
| Tax Bill | $5,360 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A860002921 |
| Primary APN | A860002921 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,464 sqft Living Area |
| Gross Area | 4,536 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 131,116 sqft |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 904 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A860002921 |
|---|---|
| Street Address | 12 WHITE RIVER LN |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY VALLEY #4 LOT 47 |
| Legal Subdivision | CALLAWAY VALLEY #4 |
| Legal Lot Number | 47 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 WHITE RIVER LN, DEFIANCE, MO 63341-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2001 · Amount on Record |
| Deed Sale | Aug 9, 2001 · Amount on Record |
| Prior Sale | Mar 9, 1998 · Amount on Record |
| Deed Document Number | 200167174 |
| Deed Book / Page | 2639 / 1137 |
| Last Transfer Date | Aug 29, 2011 |
| Transfer Doc | 0056371392 |
| Record Updated | Oct 29, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,524 (-) | $471,176 (-) Land $90,002 Building $381,174 | |
| 2025 | $5,360.00 (+1.25%) | $89,524 (+4.31%) | $471,176 (+4.31%) Land $90,002 Building $381,174 |
| 2024 | $5,294.00 | ||
| 2023 | $85,823 | ||
| 2022 | $451,698 Land $75,002 Building $376,696 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
5G and 4G LTE (outdoors only)
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