9 White Oak Dr, Prospect, CT 06712 Property Records

Waterbury City property record for 9 White Oak Dr, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,552 sqft · built 2008
Owner	2 Individual Names on Record
Last Sale	$331,000 (Jun 2019)
Tax Bill	$7,996 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T0259330`

Property Details

APN / Parcel Number

Primary APN	`T0259330`
Alternative APN	`PROS M:108 B:175 L:9`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Basement Area	744 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0259330
Street Address	9 WHITE OAK DR
City	PROSPECT
State	CT
Zip	06712-1489
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	175
Legal Lot Number	9
Jurisdiction	PROSPECT CT
Township / Civil Division	WATERBURY
Census Block Group	4
Census Block	4011
Census Tract	351300

Owner

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 WHITE OAK DR, PROSPECT, CT 06712-1489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Balloon Mortgage ION BANK
Feb 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage ION BANK
Jun 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ION BANK
Aug 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Book / Page	7940 / 200
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	9 WHITE OAK DR, PROSPECT, CT 06712-1489
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	881-189
Date	Feb 4, 2021
Book Page	881/189
Instrument	237

Lender

Name	ION BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	9 WHITE OAK DR, PROSPECT, CT 06712-1489
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8209-8
Date	Feb 5, 2021
Book Page	8209/8
Instrument	2021-01418

Lender

Name	ION BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jun 3, 2019
Property Address	9 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	839-96
Book / Page	839 / 96
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	839101
Date	Jun 3, 2019
Instrument	839/101

Lender

Name	ION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Aug 15, 2017
Property Address	9 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	808-151
Book / Page	000808 / 000151
Instrument Date	Aug 3, 2017
Transaction Type	Transfer
Record Updated	Feb 4, 2019

Transaction

Amount	Amount Recorded
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WHITE OAK DR #9 PROSPECT CT 067121489, 9, PROSPECT, CT 06712-1489

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,996.00 (+11.35%)	$280,840 (-) Building $280,840	$498,350 (+153.5%)
2025	$7,181.00	$280,840 (+44.96%) Building $280,840	$196,588 Building $196,588
2024	$7,181.00 (+16.12%)
2023	$6,184.00 (-0.1%)	$193,740 (-) Building $193,740
2022	$6,190.00	$193,740 Building $193,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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