5 White Oak Dr, Prospect, CT 06712 Property Records

Waterbury City property record for 5 White Oak Dr, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,219 sqft · built 2017
Owner	Individual Name on File
Last Sale	$352,950 (Oct 2020)
Tax Bill	$8,372 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T0271300`

Property Details

APN / Parcel Number

Primary APN	`T0271300`
Alternative APN	`PROS M:108 B:175 L:5`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
Basement Area	1,219 sqft
Unfinished Basement	1,219 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0271300
Street Address	5 WHITE OAK DR
City	PROSPECT
State	CT
Zip	06712-1489
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	175
Legal Lot Number	5
Jurisdiction	PROSPECT CT
Township / Civil Division	WATERBURY
Census Block Group	4
Census Block	4011
Census Tract	351300

Owner

5 White Oak Dr, a condominium, is owned and occupied by an individual who bought it in October 2020.

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 WHITE OAK DR, PROSPECT, CT 06712-1489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage TBI MORTGAGE CO
Oct 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Document Number	20201477
Deed Book / Page	871 / 147
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Oct 29, 2020
Property Address	5 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	871-147
Book / Page	871 / 147
Instrument Date	Oct 15, 2020
Instrument	1477
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1478
Date	Oct 29, 2020
Instrument	1478

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Oct 28, 2020
Property Address	5 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	8154-276
Book / Page	8154 / 276
Instrument Date	Oct 15, 2020
Instrument	2020-15815
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 CORNWALL AVE, CHESHIRE, CT 06410-2755

Mortgage

Document Number	202015816
Date	Oct 28, 2020
Instrument	2020-15816

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 White Oak Dr was $8,372, up 11.3% from the year before.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,372.00 (+11.34%)	$294,070 (-) Building $294,070	$462,994 (+124.92%)
2025	$7,519.00	$294,070 Building $294,070	$205,849 Building $205,849
2024	$7,519.00 (+2.86%)
2023	$7,310.00 (-0.1%)	$229,010 (-) Building $229,010
2022	$7,317.00	$229,010 Building $229,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 White Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 White Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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