Cumberland Town property record for 9 Westgate Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,464 sqft · built 2001 |
| Lot Size | 1.29 acres (56,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $654,000 (Aug 2019) |
| Tax Bill | $9,785 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9966-93 |
| Primary APN | 9966-93 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,464 sqft Living Area |
| Gross Area | 7,800 sqft |
| 1st Floor Area | 2,109 sqft |
| Basement Area | 1,860 sqft |
| Unfinished Basement | 1,860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 56,541 sqft (1.29 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Oil |
| Account Number | 9966-93 |
|---|---|
| Street Address | 9 WESTGATE RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 98 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 11402 |
9 Westgate Rd is owned by an individual who bought it in August 2019.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 7702, CUMBERLAND, RI 02864-0807 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HLP MORTGAGE LLC |
| Aug 16, 2019 | Warranty Deed, Transfer PAWTUCKET CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on File |
| Deed Sale | Aug 16, 2019 · Amount on File |
| Prior Sale | Apr 29, 2011 · Amount on File |
| Deed Book / Page | 1810 / 681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 9 WESTGATE RD, CUMBERLAND, RI 02864-1301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1881-903 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 1881/903 |
| Instrument | 122697 |
| Name | HLP MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 16, 2019 |
| Property Address | 9 WESTGATE RD, CUMBERLAND, RI 02864-1301 |
| Document Number | 1810-681 |
| Book / Page | 001810 / 000681 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 WESTGATE RD CUMBERLAND RI 028641301, CUMBERLAND, RI 02864-1301 |
| Document Number | 1810-686 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 001810/000686 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2049 |
The 2026 property tax bill for 9 Westgate Rd was $9,785, down 1.4% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,785.00 (-1.36%) | $977,500 (+20.9%) Land $243,000 Building $734,500 | $1,007,105 |
| 2025 | $9,920.00 | $808,500 Land $179,500 Building $629,000 | |
| 2023 | $9,395.00 (+1.21%) | $808,500 (+30.55%) Land $179,500 Building $629,000 | |
| 2022 | $9,283.00 | $619,300 Land $139,500 Building $479,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Westgate Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Westgate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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