Cumberland Town property record for 1 Westgate Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,646 sqft · built 1962 |
| Lot Size | 1.55 acres (67,823 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,500 (Jun 2012) |
| Tax Bill | $7,915 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8736-85 |
| Primary APN | 8736-85 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,646 sqft Living Area |
| Gross Area | 5,470 sqft |
| 1st Floor Area | 1,782 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,823 sqft (1.55 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 8736-85 |
|---|---|
| Street Address | 1 WESTGATE RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 72 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 11402 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 WESTGATE RD, CUMBERLAND, RI 02864-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Jul 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Jul 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SAVINGS INSTITUTE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2012 · Amount on Record |
| Deed Sale | Jun 19, 2012 · Amount on Record |
| Prior Sale | Jan 4, 2012 · Amount on Record |
| Deed Document Number | 20125 |
| Deed Book / Page | 1574 / 210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 1 WESTGATE RD, CUMBERLAND, RI 02864-1301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001907-59 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 1907/59 |
| Instrument | 127835 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 1 WESTGATE RD, CUMBERLAND, RI 02864-1301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001898-561 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 1898/561 |
| Instrument | 126127 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 1 WESTGATE RD, CUMBERLAND, RI 02864-1301 |
| Document Number | 1779-331 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1 WESTGATE RD CUMBERLAND RI 028641301, CUMBERLAND, RI 02864-1301 |
| Document Number | 1779-331 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 001779/000331 |
| Name | SAVINGS INSTITUTE |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 25, 2043 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,915.00 (-0.44%) | $790,700 (+22.04%) Land $244,200 Building $546,500 | $728,742 |
| 2025 | $7,950.00 (+5.59%) | $647,900 (-) Land $180,700 Building $467,200 | |
| 2023 | $7,529.00 (+3.82%) | $647,900 (+33.92%) Land $180,700 Building $467,200 | |
| 2022 | $7,252.00 | $483,800 Land $140,400 Building $343,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures