9 Waterford Downs, Florence, OR 97439 Property Records

Lane County property record for 9 Waterford Downs, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,204 sqft · built 2002
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Company Names on Record
Last Sale	$521,250 (Sep 2026)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2024 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-11-03700-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-11-03700-000`
Alternative APNs	`1812231103700` `1654845`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,204 sqft Living Area
Gross Area	2,635 sqft
1st Floor Area	1,363 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Patio Area	671 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	1654845
Street Address	9 WATERFORD DOWNS
City	FLORENCE
State	OR
Zip	97439-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUBDIVISION PLAT COTTAGES AT OCEAN DUNES LOT 9 TL 03700
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	COTTAGES AT OCEAN DUNES
Legal Lot Number	9
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1032
Census Tract	707

Owner

Source: Lane County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer CASCADE TITLE
Jun 28, 2024	Trustee's Deed, Foreclosure FIRST AMERICAN TITLE
Jun 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage OREGON COMMUNITY CU
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Jun 28, 2024 · Amount on Record
Deed Document Number	202632889
Prior Transfer Date	Jun 18, 2024
Prior Transfer Doc	0000018370
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 30, 2026
Property Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222
Document Number	0000032889
Instrument Date	Sep 25, 2026
Instrument	202632889
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222

June 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	Jun 28, 2024
Property Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222
Document Number	0000018370
Map Reference	FILE 75 SL 971
Instrument Date	Jun 19, 2024
Instrument	2024-018370
Transaction Type	Foreclosure
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 SW CLIFTON ST, PORTLAND, OR 97201-3137
Investor	Possibly a Property Investor

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025371
Date	Jun 25, 2019
Instrument	2019-025371

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 1, 2020
Property Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222
Document Number	0000049187
Map Reference	FIE 75 SL 971
Instrument Date	Sep 1, 2020
Instrument	2020-049187
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222

Mortgage

Document Number	0000049188
Date	Sep 1, 2020
Instrument	2020-049188

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222
Document Number	0000035714
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9 WATERFORD DOWNS FLORENCE OR 974398222, FLORENCE, OR 97439-8222

Mortgage

Document Number	0000035714
Date	Jul 31, 2018
Instrument	35714

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	9 WATERFORD DOWNS, FLORENCE, OR 97439-8222
Document Number	0000032924
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WATERFORD DOWNS FLORENCE OR 974398222, FLORENCE, OR 97439-8222

Mortgage

Document Number	0000032924
Date	Jul 5, 2017
Instrument	32924

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2032

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,689.00 (+5.89%)	$343,714 (+6.09%)	$604,998 (-4.02%) Land $93,876 Building $511,122
2023	$4,428.00 (+4.24%)	$323,984 (+3%)	$630,323 (+18.08%) Land $81,749 Building $548,574
2022	$4,248.00	$314,548	$533,810 Land $75,196 Building $458,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wind Wireless.

Nearby Properties on Waterford Downs

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures