9 Towpath Rd, Stillwater, NY 12170 Property Records

Saratoga County and Stillwater Town property record for 9 Towpath Rd, Stillwater, NY 12170

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,579 sqft · built 1860
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$89,900 (Feb 2000)
Tax Bill$2,621 (2025)
Deeds & MortgagesApr 2021 Mortgage
APN415289 253.49-1-1

Property Details

APN / Parcel Number

Primary APN415289 253.49-1-1
Alternative APNs
  • 528925304900010010000000
  • 5 J02045

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,579 sqft Total Area
1st Floor Area1,148 sqft
Upper Floors Area431 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area16,553 sqft (0.38 acres)
Lot Width215 ft Width
Garage TypeDetached
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area36 sqft
PorchSlab
Porch Area432 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number5 J02045
Street Address9 TOWPATH RD
CitySTILLWATER
StateNY
Zip12170-1127
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeT3N
Legal Block1
Legal Lot Number1.000
JurisdictionSARATOGA NY
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1020
Census Tract62001

Owner

9 Towpath Rd, a duplex, is owned and occupied by two individuals who bought it in February 2000.

Source: Saratoga County and Stillwater Town records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address9 TOWPATH RD, STILLWATER, NY 12170-1127
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2000 · Amount on File
Deed SaleFeb 2, 2000 · Amount on File
Prior SaleFeb 2, 2000 · Amount on File
Deed Book / Page1542 / 221
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address9 TOWPATH RD, STILLWATER, NY 12170-1127
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021011962
DateApr 2, 2021
Instrument2021011962
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueMay 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 9 Towpath Rd was $2,621 with a homeowner's exemption.

Source: Saratoga County and Stillwater Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionStillwater Town
Unified School DistrictStillwater Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,621.00$103,000 Land $18,400 Building $84,600$173,109 Land $30,924 Building $142,185
2023$103,000 Land $18,400 Building $84,600$153,731 Land $27,463 Building $126,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 9 Towpath Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Towpath Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER TOWN (SCWA)
serves 3,000 people · EPA ID NY4530267
Water SourcePurchased surface water from SARATOGA COUNTY WATER AUTHORITY
Last State InspectionNov 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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