19 Towpath Rd, Stillwater, NY 12170 Property Records

Saratoga County and Stillwater Town property record for 19 Towpath Rd, Stillwater, NY 12170

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,700 sqft · built 1883
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$242,000 (Oct 2020)
Tax Bill$4,753 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Mar 2017 Mortgage
APN415289 253.41-1-29

Property Details

APN / Parcel Number

Primary APN415289 253.41-1-29
Alternative APNs
  • 528925304100010290000000
  • 5 L02446

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,700 sqft Living Area
1st Floor Area980 sqft
2nd Floor Area360 sqft
Upper Floors Area360 sqft

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Width66 ft Width
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area168 sqft
Patio Area58 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number5 L02446
Street Address19 TOWPATH RD
CitySTILLWATER
StateNY
Zip12170-1128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeT3N
Legal Block1
Legal Lot Number29.000
JurisdictionSARATOGA NY
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1028
Census Tract62001

Owner

19 Towpath Rd is owned and occupied by an individual who bought it in October 2020.

Source: Saratoga County and Stillwater Town records, as of April 20, 2026

Owner of RecordIndividual Name on File
Mailing Address19 TOWPATH RD, STILLWATER, NY 12170-1128
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed, Transfer · FHA Mortgage
CAPITAL COMMUNICATIONS FCU
Mar 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on File
Deed SaleOct 30, 2020 · Amount on File
Prior SaleMar 30, 2016 · Amount on File
Deed Document Number202030117
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionSARATOGA NY
Recording DateOct 30, 2020
Property Address19 TOWPATH RD, STILLWATER, NY 12170-1128
Document Number0000030117
Instrument DateOct 27, 2020
Instrument2020030117
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1809 LOOKOUT LN, HALFMOON, NY 12065-8811

Mortgage

Document Number0000030118
DateOct 30, 2020
Instrument2020030118
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address19 TOWPATH RD, STILLWATER, NY 12170-1128
Document Number0000010646
Instrument DateMar 25, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 TOWPATH RD STILLWATER NY 121701128, STILLWATER, NY 12170-1128

Mortgage

Document Number0000010646
DateApr 5, 2017
Instrument10646
Lender
NameCAPITAL COMMUNICATIONS CU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 4, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19 Towpath Rd was $4,753.

Source: Saratoga County and Stillwater Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionStillwater Town
Unified School DistrictStillwater Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,753.00$186,800 Land $15,400 Building $171,400$313,950 Land $25,882 Building $288,068
2023$144,000 Land $15,400 Building $128,600$214,925 Land $22,985 Building $191,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 19 Towpath Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Towpath Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER TOWN (SCWA)
serves 3,000 people · EPA ID NY4530267
Water SourcePurchased surface water from SARATOGA COUNTY WATER AUTHORITY
Last State InspectionNov 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Towpath Rd

Nearby Streets

Search Property Records by Address or Parcel Number