9 Thoreau Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 9 Thoreau Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,276 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,000 (Dec 2023)
Tax Bill	$3,713 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T130300035`

Property Details

APN / Parcel Number

Primary APN	`T130300035`
Alternative APN	`2-0050-A915-00-033A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	3,393 sqft
1st Floor Area	1,476 sqft
Basement Area	1,476 sqft
Finished Basement	800 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T130300035
Street Address	9 THOREAU CT
City	O FALLON
State	MO
Zip	63366-7456
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT WALDEN POND #2 6 & 7 BDRY ADJ LOT 33A
Legal Subdivision	VLGS AT WALDEN POND #2 6 & 7 BDRY ADJ
Legal Lot Number	33A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3002
Census Tract	311802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 THOREAU CT, O FALLON, MO 63366-7456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 2, 2023	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF ST CHARLES MO
May 2, 2023	Affidavit of Death of Joint Tenant, Transfer
Mar 2, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	May 2, 2023 · Amount on Record
Deed Document Number	202350566
Prior Transfer Date	May 1, 2023
Prior Transfer Doc	0000016595
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	9 THOREAU CT, O FALLON, MO 63366-7456
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 THOREAU CT, O FALLON, MO 63366-7456

Mortgage

Document Number	0000002605
Date	Jan 16, 2026
Instrument	2026R-002605

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 13, 2023
Property Address	9 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0000050566
Map Reference	MB 47 PG 49
Instrument Date	Dec 7, 2023
Instrument	2023R-050566
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 THOREAU CT, O FALLON, MO 63366-7456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 THOREAU CT, O FALLON, MO 63366-7456

Mortgage

Document Number	0000050567
Date	Dec 13, 2023
Instrument	2023R-050567

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2023
Property Address	9 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0000016596
Map Reference	MB 47 PG 49
Instrument Date	May 1, 2023
Instrument	2023R-016596
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 MID RIVERS MALL DR # 159, 159, SAINT PETERS, MO 63304-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016597
Date	May 2, 2023
Instrument	2023R-016597

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Feb 1, 2024

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2023
Property Address	9 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0000016595
Map Reference	MB 47 PG 49
Instrument Date	Apr 24, 2023
Instrument	2023R-016595
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2021
Property Address	9 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0000017892
Map Reference	MB 47 PG 49
Instrument Date	Feb 26, 2021
Instrument	2021R-017892
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 SW GLADSTONE DR, BLUE SPRINGS, MO 64014-3912
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,754 (-)	$303,967 (-) Building $303,967
2025	$3,713.00	$57,754 (+2.54%)	$303,967 (+2.54%)
2023		$56,322
2022			$296,430 Building $296,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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