16 Thoreau Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 16 Thoreau Ct, O Fallon, MO 63366

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,218 sqft · built 2003
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$209,900 (Apr 2018)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT030300177

Property Details

APN / Parcel Number

Primary APNT030300177
Alternative APN
  • 2-0050-9031-00-044A.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,218 sqft Living Area
Gross Area3,088 sqft
1st Floor Area1,348 sqft
Basement Area1,322 sqft
Finished Basement870 sqft
Unfinished Basement452 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT030300177
Street Address16 THOREAU CT
CityO FALLON
StateMO
Zip63366-7456
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVLGS AT WALDEN POND #6 UNIT 44A
Legal SubdivisionVLGS AT WALDEN POND #6
Legal Lot Number44A
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3002
Census Tract311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 THOREAU CT, O FALLON, MO 63366-7456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2018 · Amount on Record
Deed SaleApr 24, 2018 · Amount on Record
Prior SaleMay 21, 2012 · Amount on Record
Deed Document Number2018221700
Deed Book / Page6909 / 92
Last Transfer DateJun 4, 2018
Transfer Doc0000311220
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address16 THOREAU CT, O FALLON, MO 63366-7456
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 THOREAU CT, O FALLON, MO 63366-7456

Mortgage

Document Number0000044734
DateMay 24, 2021
Instrument2021R-044734
Lender
NamePARAMOUNT BANK
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$56,679 (+4.32%)$298,311 (+4.32%) Building $298,311
2023$54,330
2022$285,950 Building $285,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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