9 Thomas St, Charleston, SC 29403 Property Records

Charleston County property record for 9 Thomas St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,293 sqft · built 1890
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$819,000 (May 2017)
Tax Bill	$5,692 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`460-16-01-103`

Property Details

APN / Parcel Number

Primary APN	`460-16-01-103`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,293 sqft Living Area
1st Floor Area	1,235 sqft
Upper Floors Area	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Victorian
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	113 ft deep x 32 ft wide

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Shed	1 Shed
Shed Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	9 THOMAS ST
City	CHARLESTON
State	SC
Zip	29403-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -9 THOMAS SITE NAME -A AND B
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1015
Census Tract	600

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 THOMAS ST, CHARLESTON, SC 29403-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Quit Claim Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA
May 26, 2017	Warranty Deed, Transfer FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Book / Page	640 / 757
Prior Transfer Date	Mar 8, 2005
Prior Transfer Doc	00E5790847
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 1, 2026
Property Address	9 THOMAS ST, CHARLESTON, SC 29403-6012
Document Number	0000041133
Book / Page	1399 / 908
Instrument Date	Jun 30, 2026
Instrument	202641133
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 THOMAS ST, CHARLESTON, SC 29403-6012

Mortgage

Document Number	0000041134,
Date	Jul 1, 2026
Instrument	202641134

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	9 THOMAS ST, CHARLESTON, SC 29403-6012
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010090764
Date	Jul 1, 2021
Book Page	1009/764

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 26, 2017
Property Address	9 THOMAS ST, CHARLESTON, SC 29403-6012
Document Number	0640/0757
Book / Page	000640 / 000757
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 THOMAS ST CHARLESTON SC 294036012, CHARLESTON, SC 29403-6012

Mortgage

Document Number	640/0758
Date	May 26, 2017
Book Page	000640/000758

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,692.00 (+9.04%)	$1,167,250 (+2,775%) Land $537,855 Building $629,395	$1,528,300 (+73.91%) Land $634,200 Building $894,100
2024	$5,220.00 (+22.62%)	$40,600 (+15.5%)
2022	$4,257.00	$35,150	$878,800 (-13.42%) Land $467,700 Building $411,100
2020			$1,015,000 Land $467,700 Building $547,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 288 condo units
Nearby Flood Claims	214 (1978–2023)
Claims Outside the SFHA	4 of 214
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 18 claims Hurricane Matthew, Oct 2016 · 9 claims Hurricane Hugo, Sep 1989 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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