Charleston County property record for 5 Thomas St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,999 sqft · built 1890 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,510 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 460-16-01-105 |
| Primary APN | 460-16-01-105 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,999 sqft Living Area |
| Gross Area | 2,081 sqft |
| 1st Floor Area | 995 sqft |
| Upper Floors Area | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 105 ft deep x 36 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 246 sqft |
| Deck Area | 36 sqft |
| Patio Area | 196 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 5 THOMAS ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-6012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -5 THOMAS ST |
| Legal Subdivision | 5 THOMAS ST |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 600 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 THOMAS ST, CHARLESTON, SC 29403-6012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC |
| Jun 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2011 |
| Transfer Doc | 0184/0012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 5 THOMAS ST, CHARLESTON, SC 29403-6012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010470625 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 1047/625 |
| Name | CITY FIRST MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOUNTIFUL, UT 84010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 5 THOMAS ST, CHARLESTON, SC 29403-6012 |
| Document Number | 0644/0397 |
| Book / Page | 000644 / 000397 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5 THOMAS ST CHARLESTON SC 294036012, CHARLESTON, SC 29403-6012 |
| Document Number | 0644/0397 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 000644/000397 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 11, 2027 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,510.00 (+10.69%) | $704,165 (+2,775.32%) Land $437,971 Building $266,194 | $1,342,300 (+75.76%) Land $643,300 Building $699,000 |
| 2024 | $3,171.00 (+6.88%) | $24,490 (-) | |
| 2022 | $2,967.00 | $24,490 | $763,700 (-) Land $475,000 Building $288,700 |
| 2020 | $763,700 Land $475,000 Building $288,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 143 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 431 units insured incl. 288 condo units |
| Nearby Flood Claims | 214 (1978–2023) |
| Claims Outside the SFHA | 4 of 214 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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